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Zync app - in progress

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bichonmom
Senior Contributor

Re: Zync app - in progress

I just realized that Navy only pulls EQ for me. They pull TU for you?

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 31 of 56
frogfan12
Established Contributor

Re: Zync app - in progress

Yay! Congrats!


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Message 32 of 56
Anonymous
Not applicable

Re: Zync app - in progress


@bichonmom wrote:

I just realized that Navy only pulls EQ for me. They pull TU for you?



They've pulled both for me in the past.

Message 33 of 56
bichonmom
Senior Contributor

Re: Zync app - in progress


@Anonymous wrote:

@bichonmom wrote:

I just realized that Navy only pulls EQ for me. They pull TU for you?



They've pulled both for me in the past.


Wow! Both NFCU and Amex doing double pulls! How odd. Smiley Surprised In any case, I seriously doubt it will hurt your chances for an auto loan w/NFCU. My trigger finger is getting very itchy thinking about your Zync! Smiley Tongue

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 34 of 56
Anonymous
Not applicable

Re: Zync app - in progress


@bichonmom wrote:

@Anonymous wrote:

@bichonmom wrote:

I just realized that Navy only pulls EQ for me. They pull TU for you?



They've pulled both for me in the past.


Wow! Both NFCU and Amex doing double pulls! How odd. Smiley Surprised In any case, I seriously doubt it will hurt your chances for an auto loan w/NFCU. My trigger finger is getting very itchy thinking about your Zync! Smiley Tongue


Hearing all the Zync approvals is what got me to pull the trigger. I don't really want a charge card, but I figure after 6-12 months with it, I can try for a BCE again.

Plus I pay all my credit cards like they were charge cards anyway, so it's not like it /really/ makes that much of a difference. Just the NPSL + having to PIF makes me nervous.

Message 35 of 56
ADARPegasus
Established Contributor

Re: Zync app - in progress

i heard the charge card is better anyways because if u spend 50k and pay it back it shows as a 50k high limit which is considered your credit limit so you have a 50k credit limit card.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 36 of 56
dalebb
Valued Contributor

Re: Zync app - in progress


@Jonbuck06 wrote:

i heard the charge card is better anyways because if u spend 50k and pay it back it shows as a 50k high limit which is considered your credit limit so you have a 50k credit limit card.



falls out of my chair

Message 37 of 56
Anonymous
Not applicable

Re: Zync app - in progress


@Jonbuck06 wrote:

i heard the charge card is better anyways because if u spend 50k and pay it back it shows as a 50k high limit which is considered your credit limit so you have a 50k credit limit card.



If I could spend $50k on a card in one month.. I'd be looking for something better anyway.

Message 38 of 56
bichonmom
Senior Contributor

Re: Zync app - in progress

It's great that you have your foot in the door now. Good plan to app for BCE later in the year. I want the BCE and Costco, but am thinking about trying for the Zync first. Just not sure if this is the best time. In March, I'll have 1 year of CC history, and I know Amex likes that. Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 39 of 56
Anonymous
Not applicable

Re: Zync app - in progress


@Jonbuck06 wrote:

i heard the charge card is better anyways because if u spend 50k and pay it back it shows as a 50k high limit which is considered your credit limit so you have a 50k credit limit card.


If you spend that a month expect a centurion card invite in the mail... and a FR... Smiley Tongue

Message 40 of 56
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