Zync app - in progress

[Anonymous]

Speaking of an FR, I'm glad I'll have to file taxes soon, at least I'll have an up-to-date tax return in case they ask for that.

[ADARPegasus]

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@Anonymous wrote:

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@Jonbuck06 wrote:

i heard the charge card is better anyways because if u spend 50k and pay it back it shows as a 50k high limit which is considered your credit limit so you have a 50k credit limit card.

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If you spend that a month expect a centurion card invite in the mail... and a FR...

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Whats a Centurion card? probably  stupid question.

[Anonymous]

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@Jonbuck06 wrote:

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The super-elite black card from Amex. You have to run hundreds of thousands through your other Amex cards every year before you get an invitation for it.

[ADARPegasus]

oh and whats a FR?

[Anonymous]

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@Jonbuck06 wrote:

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@Anonymous wrote:

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@Jonbuck06 wrote:

i heard the charge card is better anyways because if u spend 50k and pay it back it shows as a 50k high limit which is considered your credit limit so you have a 50k credit limit card.

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If you spend that a month expect a centurion card invite in the mail... and a FR...

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Whats a Centurion card? probably  stupid question.

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Centurion, also known as the 'black card', is Amex's highest level charge card. Spending requirements are 250K a year min on a platinum. Its supposed to have several travel benifits and comes with a 5K initiation fee and a 2.5K AF. 

[Anonymous]

Financial review. Amex makes you submit copies of your tax returns and other financial information to them to, well, review it. If you don't, your accounts get shut down.

[Anonymous]

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@Jonbuck06 wrote:

oh and whats a FR?

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FR is a financial review that Amex is known for. During this review all accounts are frozen and the last 2 years tax returns are requested. If you refuse they close your account. If you lied on your income they either close your account or limit your cards.

[ADARPegasus]

oh lol well they can ask for my financials all they want can u get a Centurion card invitation from using any American Express charge card or just the Platinum?

[Anonymous]

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@Jonbuck06 wrote:

oh lol well they can ask for my financials all they want can u get a Centurion card invitation from using any American Express charge card or just the Platinum?

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Ive heard both only plat and any card. According to many posts on flyertalk its currently platinum only. It was, apparently, any charge card at one point. Also in 08 you could call and request it.

[ADARPegasus]

Oh well that makes since i just came across a post in here about a college kid who charged over 100k to his zync card.