cancel
Showing results for 
Search instead for 
Did you mean: 

Zync approved and ??

tag
Anonymous
Not applicable

Zync approved and ??

Ok so, in June I called AMEX about paying off old debt from when I had been sick. I didn't know how much it was exactly, just thought it was the right thing to do and told them so. At the time they offered me an optima as a way to "regain cardmembership"... for reasons that I've already divulged in another post I felt a bit uncomfortable with that since I didn't really need more credit, just appreciated the travel services and such that they offered a lot from my previous card in 2002. You know, stuff that wasn't available with the optima offer. They had also always been extremely good to me also while I had the card. I don't know if it's the same now but hopefully. 

  Anyway,  I told them at the time to feel free to mail the application and I would consider it in order rebuild my history with them if they weren't able to approve me for any of their regular offerings. It was maybe an ill advised maneuver to apply for a card, but my credit report shows meticulate responsibility over the past 3 years and then the only baddies are the result of a thieving consolidator paying late (they actually stole over $400 from me).. before and after perfectly clean. Anyway, I apped for a zync on the 25'th and ended up in a long line of manual reviews. Came back today approved. I was rather surprised actually. The approved message online stated that the card would arrive in 7-10 days. That could be a problem since I'm taking a trip to Florida to visit fam at the end of next week and will be gone for a full week. I called customer service and the lady told me that if the card hadn't arrived they would reissue a card and deliver when I returned. I'd like to use the premium rental car service as it's a way better deal than hertz offers so it'd be ok if it didn't arrive sooner but better if it did of course. How long has it taken for you?

Message 1 of 8
7 REPLIES 7
MrShush
Valued Contributor

Re: Zync approved and ??

IIRC, apped for a Green on Sunday, received it that Friday. Apped for Blue on a Thursday, received it the next Friday. You'll get it Friday LOL Smiley Tongue

 

Can't they overnight it? I just had one overnighted. Offer to pay for it if it is that important to have it.

Message 2 of 8
Anonymous
Not applicable

Re: Zync approved and ??

Thanks...Hmm, she didnt offer that option. I don't need it literally overnight but don't mind paying for the shipping either.
From what I've read elsewhere on the forums I'm not sure they offer that on the first card (which this is effectively since the last one I had was a green in 2002.) It'd just be nice to use the insurance option, saves me about $50 since I'd prefer not to use my car ins as primary. Can the first account be expedited? Anyone know?
Message 3 of 8
TheR105
Regular Contributor

Re: Zync approved and ??

I applied for my zync on sunday, received by Thursday.
Message 4 of 8
chan85
Established Contributor

Re: Zync approved and ??

When I got my zync they said they had to send it regular mail to verify my address first so I couldn't get it overnight, but it came fairly quickly, can't remember how long.

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 5 of 8
Anonymous
Not applicable

Re: Zync approved and ??

Wow that's pretty quick.
Message 6 of 8
Anonymous
Not applicable

Re: Zync approved and ??

Well, they do definitely have this address verified LOL. But if you're getting it that quickly I'm guessing it should be fine. I had an au card overnighted to me at an address that they had never verified so it may be some other reason.
Message 7 of 8
Anonymous
Not applicable

Re: Zync approved and ??

I app'd on a friday, so it took 7 business days to arrive.. which seemed like eternity cause sat and sun didnt count the day after I app'd LOL

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.