Zync autopay...

[mrmagic9799]

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@bvick27 wrote:

It was my understanding that with AMEX, they don't recon but instead just resubmit your application.

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They'll listen to your claim, and take a personal look. And someone will call you with in 24 hrs with a decision. Your application status does change to " in process" but that's only because someone is manually reviewing your file. Just had this done a week ago.

[sandsanta]

Do you mind stating what your (claimed) income is?

[bvick27]

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@sandsanta wrote:

Do you mind stating what your (claimed) income is?

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Household income of 78k with assets totalling 200k that I reported to them.

[LS2982]

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@trumpet-205 wrote:

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@bvick27 wrote:

It was my understanding that with AMEX, they don't recon but instead just resubmit your application.

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Correct. They only do recon if your report contains inaccurate information.

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If those denial are innacurate bvick you should be good for a recon.

[bvick27]

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@LS2982 wrote:

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@trumpet-205 wrote:

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@bvick27 wrote:

It was my understanding that with AMEX, they don't recon but instead just resubmit your application.

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Correct. They only do recon if your report contains inaccurate information.

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If those denial are innacurate bvick you should be good for a recon.

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The denial is not really inaccurate. While there are no collections, it was simply lumped with late payments which I have a few of (3+ years old.) It isn't a hard pull as I already have the Zync so I will simply wait it out a bit and try again in a few months and hopefully there will be a change that they can approve of!