Zync card

[afbar1114]

has anyone gotten approved for the zync card. i want an amex card but i got denined by discover but got approved for a jared card around christmas. i do have alot of inq but my equifax score is 680. would i get this. anyone have luck with gettin approved wit alot of inq 

[Anonymous]

i think amex is picky about everything... inquiries would be one... why a zync card? you're looking for a charge card?

[CS800]

Welcome to the forums.

If you do a search around, you will see a lot of approvals for the zync. As in any credit situation your mileage may vary.

Where did you get your equifax score?

[pizzadude]

Can you share some more information about your credit profile ?   How many open CCs do you have, and how old are they ?

Do you have any derogatory information showing on your credit reports, specifically Experian ?   AMEX almost always pulls EX exclusively for charge card approvals.

[afbar1114]

just looking into getting into amex family. i got approved for a jared card around 3000, and the rewardzone master card keeps telling me i cant have a cl on the card mean while every other card i am getting has gotten CLI of 200 to 700. dont understand 

[afbar1114]

from myfico. 

[jamesdwi]

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@afbar1114 wrote:

has anyone gotten approved for the zync card. i want an amex card but i got denined by discover but got approved for a jared card around christmas. i do have alot of inq but my equifax score is 680. would i get this. anyone have luck with gettin approved wit alot of inq 

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Was approved today, but its my second AMEX card got my first a blue in December with 6 INQ, and its a revolver its supposed to be harder to get.  FICO TU is 713 from walmart. 

From other posts, I think the more important things that AMEX is looking at  FICO over 650, no lates, charge offs BK's, at least one year card history, a couple collections that are 3 years old are ok,  and even a judgement if its 5+ year old or more.  Also good income as well helps with CL's... 

[afbar1114]

i just got denied for a citi and discover but was approved for a cap one and jared lastmonth and had a CLI from kohls last week.  so can anyone tell me if i should apply for it or should i wait isnce i just got 2 new cards.

[pizzadude]

If you don't have at least 1 year of CC  history, I would advise you to wait before applying.

[afbar1114]

i have 3 years of credit history last baddie was over 2 years ago and last one before that was over 5