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Zync counter offer

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lorenzj4
Established Member

Re: Zync counter offer

Looks like they're closed till Monday. I'll try then.
Message 11 of 24
sjt
Senior Contributor

Re: Zync counter offer

I would call the new accounts department before executive line.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 12 of 24
lorenzj4
Established Member

Re: Zync counter offer

I called the executive # and they referred me to new accounts.

 

New accounts doesn't know anything about a 500 autopay offer. Called the executive # back and now they're calling new accounts, This seems to be going in a circle, Im afraid if I want the card I'll have to reapply and get another HP. How soon can I reapply?

Message 13 of 24
Datx
Valued Contributor

Re: Zync counter offer

You have to wait 30 days before you can apply again with Amex. If you don't get any results when calling Amex, just wait for the decline letter in the mail. You'll probably see an option to accept their counter offer there.

Message 14 of 24
lorenzj4
Established Member

Re: Zync counter offer

Applied again Friday and was denied with no counter offer this time. I went online to find out why and it said my application was cancelled. Today i was going to call and see why it was canceled, but its been changed to Approved now.?  I want to be happy but In the last 3 days it went from Denied, canceled and approved. I guess im worried it will change again.

Message 15 of 24
Repo-ed
Senior Contributor

Re: Zync counter offer

Probably cancelled due to app'ing to soon since last app.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 16 of 24
LS2982
Mega Contributor

Re: Zync counter offer


@lorenzj4 wrote:

Applied again Friday and was denied with no counter offer this time. I went online to find out why and it said my application was cancelled. Today i was going to call and see why it was canceled, but its been changed to Approved now.?  I want to be happy but In the last 3 days it went from Denied, canceled and approved. I guess im worried it will change again.


I would call and see if your really approved.

 




EQ FICO 548 3/3/16
Message 17 of 24
lorenzj4
Established Member

Re: Zync counter offer

Called. They said I was approved with NSPL. Wierd. Last month I was approved with a limit,this month,no limit.

Message 18 of 24
migliogiorni
Established Contributor

Re: Zync counter offer

Hope you get the offer, call exec and tell em prob with browser, GL.

 

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Message 19 of 24
Revelate
Moderator Emeritus

Re: Zync counter offer


@lorenzj4 wrote:

Called. They said I was approved with NSPL. Wierd. Last month I was approved with a limit,this month,no limit.


Take the money and run so-to-speak Smiley Happy.  Congrats.




        
Message 20 of 24
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