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Zync instant approval!!!!!

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Neeko708
Established Member

Zync instant approval!!!!!

I received an instant approval for the Zync NPSL... YEAH BABY!!!!!

Being a previous Platinum card holder from 2006 to 2010 (account closed in good standing) I am thrilled to be back with them. 

There is one question that I have though... Would my Zync be backdated to 2006 even though my previous account has been closed since 2010? 

I called CS and the different Reps I spoke to did not know since it has been 2 years. I was really hoping to have the card back dated to 2006.

 

Has anyone had any exprience with this?

 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 1 of 14
13 REPLIES 13
afbar1114
Valued Contributor

Re: Zync instant approval!!!!!

congrats zync is a nice card good perks and with the right packs youll be set. what packs you get

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 2 of 14
pizzadude
Credit Mentor

Re: Zync instant approval!!!!!


@Neeko708 wrote:

I received an instant approval for the Zync NPSL... YEAH BABY!!!!!

Being a previous Platinum card holder from 2006 to 2010 (account closed in good standing) I am thrilled to be back with them. 

There is one question that I have though... Would my Zync be backdated to 2006 even though my previous account has been closed since 2010? 

I called CS and the different Reps I spoke to did not know since it has been 2 years. I was really hoping to have the card back dated to 2006.

 

Has anyone had any exprience with this?

 


Congrats on the approval !!  You should have no problem getting the new card backdated, even though it is closed out it should automatically set your MS date.   Since it was only a few years ago AMEX very likely still has it in their systems.    When you set up your on~line account you should see "Member since 2006".

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 14
TNTransplant
Established Contributor

Re: Zync instant approval!!!!!


@Neeko708 wrote:

I received an instant approval for the Zync NPSL... YEAH BABY!!!!!

Being a previous Platinum card holder from 2006 to 2010 (account closed in good standing) I am thrilled to be back with them. 

There is one question that I have though... Would my Zync be backdated to 2006 even though my previous account has been closed since 2010? 

I called CS and the different Reps I spoke to did not know since it has been 2 years. I was really hoping to have the card back dated to 2006.

 

Has anyone had any exprience with this?

 


Yes, you will be backdated to 2006.  Congrats!Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 4 of 14
Neeko708
Established Member

Re: Zync instant approval!!!!!


@afbar1114 wrote:

congrats zync is a nice card good perks and with the right packs youll be set. what packs you get


Thanks,

I got the Home, Eco, and Connect packs. I'm going to have to re-read the terms of the packs just to make sure that I completely understand them.

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 5 of 14
afbar1114
Valued Contributor

Re: Zync instant approval!!!!!

connect pack is great as you get double points on paying cable phone internet. just an FYI you wont be getting any points untill after the second statement. you earn points, points pend and then you get them. your earned points will always be a statement behind. but if there is ever an issue amex has great CSR's. some points were lagging and not posting and they gave me an adavance. i sent a message thru the message center and they got back to me like 2 hours later. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 14
MsLadyRover
Valued Contributor

Re: Zync instant approval!!!!!

CONGRATULATIONS!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 7 of 14
Neeko708
Established Member

Re: Zync instant approval!!!!!


@afbar1114 wrote:

connect pack is great as you get double points on paying cable phone internet. just an FYI you wont be getting any points untill after the second statement. you earn points, points pend and then you get them. your earned points will always be a statement behind. but if there is ever an issue amex has great CSR's. some points were lagging and not posting and they gave me an adavance. i sent a message thru the message center and they got back to me like 2 hours later. 


Thanks for that bit of info. I plan on using this as my goto card instead of my debit card.

This is my second card in 2 weeks. I was approved for a NFCU cashRewards card last week. Just received it this past Friday.

It's now time to break out the gardening tools and go to work.

Will be asking for a CLI on the NFCU or apping for a BCP in January.

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 8 of 14
Neeko708
Established Member

Re: Zync instant approval!!!!!

Quick question though... Can you add packs to this card after you receive it?

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 9 of 14
pizzadude
Credit Mentor

Re: Zync instant approval!!!!!


@Neeko708 wrote:

Quick question though... Can you add packs to this card after you receive it?



Absolutely, you can add or remove packs at anytime.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 10 of 14
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