@Anonymous wrote:That's what the membership rewards site was showing me - 10000 points for a $50 Amex gift card. 5000 points for $25. So I'm not sure where $50 for 5000 comes from?
Regardless, even at that rate it would be only 1% cash back. Which isn't awful, but it's not fantastic either. Basically all cash back cards offer at least that.
I mean I didn't get the card for the rewards, so I'm not all that disappointed. But I'm just surprised that I've heard that the rewards are "good" when they seem average at best.
I think it's a matter of perspective Andy: the rewards are "good" for those of us who just qualify for a Zync card... as the majority of cards you can get before that (maybe Discover More is an exception?) have rewards of, zip, zero, and swabo respectively.
FloridaState12 wrote:
I preorderd MW3 from Amazon months before it came out, but never got around to getting BF3, so I figured I'd get it now. I like MW3 better...but I probably play Black Ops more than both of them combined.
My second choice was going to be a Walmart giftcard, but I decided groceries would be a pretty lame thing to spend my rewards points on.
I used to be a big fan of FPS's but they've just been a letdown to me recently. Not sure why, I guess it just feels like pointless repetition. Plus right now I'm too busy to really play games that much, since I'm "supposed to" be doing homework in my free time.
I like getting cash back on my purchases, but it's not like it ever amounts to that much. I realized I had accumulated another $60 in rewards on my NFCU card, and I was excited - until I realized that means I've spent $6k on random junk in the past few months. Kind of takes the fun away for me.
Not really sure what I plan to do with the points from the Zync, I guess I can just get a prepaid card and give it to my little sister so she can run to Panera with her boyfriend. I'm trying to get her used to using cards to pay for things (instead of cash), but so far she's just aggravatingly stubborn. (Big surprise, she's 15..)
@Anonymous wrote:But what I mean is that even terrible Cap One cards give you 1-2% for purchases..
Can you get those Cap One rewards cards though at a 640ish FICO, or 10 months credit history? I've seen Zync approvals here around those points.
Plus, to be perfectly honest, the Zync has so much more longer-term upside than any Cap One card (the foreign purchasing one excepted) it's a moderately ridiculous comparison in my opinion 
. That's especially true for those of us building from nothing.
@Anonymous wrote:@Anonymous wrote:
I preorderd MW3 from Amazon months before it came out, but never got around to getting BF3, so I figured I'd get it now. I like MW3 better...but I probably play Black Ops more than both of them combined.
My second choice was going to be a Walmart giftcard, but I decided groceries would be a pretty lame thing to spend my rewards points on.
I used to be a big fan of FPS's but they've just been a letdown to me recently. Not sure why, I guess it just feels like pointless repetition. Plus right now I'm too busy to really play games that much, since I'm "supposed to" be doing homework in my free time.
I like getting cash back on my purchases, but it's not like it ever amounts to that much. I realized I had accumulated another $60 in rewards on my NFCU card, and I was excited - until I realized that means I've spent $6k on random junk in the past few months. Kind of takes the fun away for me.
Not really sure what I plan to do with the points from the Zync, I guess I can just get a prepaid card and give it to my little sister so she can run to Panera with her boyfriend. I'm trying to get her used to using cards to pay for things (instead of cash), but so far she's just aggravatingly stubborn. (Big surprise, she's 15..)
Yeah I think I'm just getting more mature lol. I used to be able to play COD hours and hours on end but now it's just not a priority for me...I never thought I'd see the day that I chose Microeconomics over COD, but alas, it has happened. 
Yeah I'm almost up to $40 cash back on my Citi card...$50 and I can get a check! Wohoo! Nevermind that I've spent liek $3,000 to get that $40 lol
I have a 16 year old brother...trust me, I understand completely. 
I did the math on Zync's cable/cell phone pack, and I figured out that if I paid all of my related bills with Zync, when you add in the cost of the $20 pack, I'd just break even in 1 yr.
I also would only get Zync to earn my way towards the Costco and BCE.
Personally, I wasn't impressed with Zync's rewards, either. But I think a lot of people here get the card as a first step with Amex.
I think it's relative. Like you, I'm earning 1% w/NFCU, so everything else is going to be compared to that, and will have to beat it for me to put money on that card (or app for it).
I earned around $29 in rewards the last 2 mos, but that was putting almost all living expenses I could on it. Can't wait to cash that in next month!
I also would only get Zync to earn my way towards the Costco and BCE.
Personally, I wasn't impressed with Zync's rewards, either. But I think a lot of people here get the card as a first step with Amex.
I think it's relative. Like you, I'm earning 1% w/NFCU, so everything else is going to be compared to that, and will have to beat it for me to put money on that card (or app for it).
I earned around $29 in rewards the last 2 mos, but that was putting almost all living expenses I could on it. Can't wait to cash that in next month!
@Anonymous wrote:It's all how you work the points. I got 600 MR points for buying my wife $60 flowers. I get about 800 MR points for paying cable, and cell. 2,100 points for a new computer that cost $700 bucks. If I wanted to I could triple points at green restaurants (eco, restaurant packs). I just buy crap that I used to buy with my debit card... No external extravagant spending needed. I consider points earned as a forced savings plan for the 2012 holidays! If you use it to your benefit you can exceed 2,3, or 4% back!
+1
Like any rewards program, it is only as good as you make it. I signed up for all the free packs and the "connect pack". Paying all my internet, directv, cell bills alone more then makes up for the cost of the pack and annual fee. (I will net off these bills alone $20 afer paying the annual fee not including any other spending or dbl points from the free packs) I anticipate that I will earn about a good $200+ in rewards this year on this card alone. I got nothing using my debit card.
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