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adding AU to AMEX count as a hard inquiry for that person?

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Anonymous
Not applicable

adding AU to AMEX count as a hard inquiry for that person?

Hello, 

If I wanted to add my wife as an AU to my AMEX card, does this count as a hard credit pull against her?

Thanks

Message 1 of 4
3 REPLIES 3
Malcono
Regular Contributor

Re: adding AU to AMEX count as a hard inquiry for that person?

It won't be a hard pull, but it will affect her utilization.



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 2 of 4
simplynoir
Mega Contributor

Re: adding AU to AMEX count as a hard inquiry for that person?

No.

Message 3 of 4
JohnnyGaddar
New Contributor

Re: adding AU to AMEX count as a hard inquiry for that person?

No it won’t be hard pull of her credit file but yes it will added to her credit accounts on her report. It will also counts against her utilization.
Date 07/01/2018




Message 4 of 4
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