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alright, Chase Freedom or Amex BCE

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myjourney
Super Contributor

Re: alright, Chase Freedom or Amex BCE


@mikey78 wrote:

@myjourney wrote:

@ac921ol wrote:
Well I did the chase freedom. Got 1500 approved. Waiting for that in the mail, I will garden my cap1 and fp, and I will use the delta amex and let the wife use the chase, so we both get the rewards and in jan I will apply for the bcp, I fill up once every 7-10 days easily and buy groceries quite often.

Why will the amex backdate to jan 2013 if I get it jan 2014??
Also what will the Amex Delta backdate too?

Congrats 

The Amex you get next year will reflect the year your first card was approved 

The reason people apply in Jan. is if approved that card would reflect 1/2013 

If Feb. 2/2013 and so on so on for whatever month you are approved 

Hope that makes sense 


Kekeke I'm going to app for BCP Jan 14 and have it bakdated Jan 13? guess I join lexie09 in january apping Smiley Happy


Make it to Jan. and I'll issue a day pass Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 21 of 23
ac921ol
Frequent Contributor

Re: alright, Chase Freedom or Amex BCE

well just applied for the salliemae world mc and got approved. I have not called chase yet to ask for a CLI on the freedom so I can complete a balance transfer. I will try calling the back door number and hopefully if it works great if not, I will just sit back and wait for new cc.
Chase Freed
Chase CSP
Amex Delta
Sallie Mae World MC
And an
Upgrade to quicksilver from a platinum cap1.

I think I'm taking a seriously long break from apps and will try a CLI on the freedom then wait until jan to apply for a BCE

Thanks people


12/28/13 (Garden Start Date)



Message 22 of 23
mikey78
Frequent Contributor

Re: alright, Chase Freedom or Amex BCE


@myjourney wrote:

@mikey78 wrote:

@myjourney wrote:

@ac921ol wrote:
Well I did the chase freedom. Got 1500 approved. Waiting for that in the mail, I will garden my cap1 and fp, and I will use the delta amex and let the wife use the chase, so we both get the rewards and in jan I will apply for the bcp, I fill up once every 7-10 days easily and buy groceries quite often.

Why will the amex backdate to jan 2013 if I get it jan 2014??
Also what will the Amex Delta backdate too?

Congrats 

The Amex you get next year will reflect the year your first card was approved 

The reason people apply in Jan. is if approved that card would reflect 1/2013 

If Feb. 2/2013 and so on so on for whatever month you are approved 

Hope that makes sense 


Kekeke I'm going to app for BCP Jan 14 and have it bakdated Jan 13? guess I join lexie09 in january apping Smiley Happy


Make it to Jan. and I'll issue a day pass Smiley Wink


@Woooo a pass card!!! i think i better make preparations for it.. i am @ about 30% debt to CL ratio
i think i can knock it down to 8 to 15% hopefully i can recover 5 eq score (maybe i'll check on experian score before i app last time i check it was wat 679 i think)
TU over 1 month old 729


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 23 of 23
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