cancel
Showing results for 
Search instead for 
Did you mean: 

amazon declined - issue

tag
Anonymous
Not applicable

amazon declined - issue

I understand amazon/he uses a different version of TU. crazy thing is that when I received their denial email it listed my score as 028! Reasons among others were "open revolving" accounts and no mortgage/finance accts listed. This has to be a completely innacurate report. Also few days before being denied I was approved for Walmart and paypyal sc. Anyone know of a backdoor or even just a regular # for their credit dept? All I seem to find is the amazon cs.
Message 1 of 9
8 REPLIES 8
crunching_numbers
Valued Contributor

Re: amazon declined - issue

A score of 028 on a scale of what??????  Smiley Surprised


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 2 of 9
Anonymous
Not applicable

Re: amazon declined - issue

A scale of 000 to 999
Message 3 of 9
LS2982
Mega Contributor

Re: amazon declined - issue

1866 634 8379
Call this number



EQ FICO 548 3/3/16
Message 4 of 9
Booner72
Senior Contributor

Re: amazon declined - issue

are you talking about the store card or the Visa? 

 

Does the store card use TU?  I haven't gotten an inquiry alert on MYFICO yet and I don't want to be complaining around if it's TU.  Thanks

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 5 of 9
LS2982
Mega Contributor

Re: amazon declined - issue


@Booner72 wrote:

are you talking about the store card or the Visa? 

 

Does the store card use TU?  I haven't gotten an inquiry alert on MYFICO yet and I don't want to be complaining around if it's TU.  Thanks


They pulled TU for me.




EQ FICO 548 3/3/16
Message 6 of 9
boomhower
Valued Contributor

Re: amazon declined - issue

Give them a call.  This is the second case of this I've seen in the last couple of weeks, they have something going on in their formula giving screwy results.

Message 7 of 9
LS2982
Mega Contributor

Re: amazon declined - issue


@boomhower wrote:

Give them a call.  This is the second case of this I've seen in the last couple of weeks, they have something going on in their formula giving screwy results.


I think someone else reported they had a similiar experience on the board with GE.




EQ FICO 548 3/3/16
Message 8 of 9
Anonymous
Not applicable

Re: amazon declined - issue

Store card. Called the number above.spoke to a csr who could only give me a mailing address to write a letter explaining what I felt was innacurate and once received the could reconsider based on the results. I asked how soon I could reapply hoping that maybe the day I apped there was some sort of glitch that might jabbed caused this, rep warned me that the same thing may happen and I could end up getting de.will try again tomorrowclined again...then my phone went dead!!!...I didn't even get a chance to write down the address
Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.