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amex backdated question

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Christina_xyt
Established Contributor

amex backdated question

I never learned the backdated thing until I joined this community. My question is, if i don't have an amex card, will my first amex card (assuming that i app for it someday and got approved) backdate? or it only backdates from your second amex card and it backdates to the date you open your first "amex card"?

 

I hope I made my question clear.. kinda not sure how to ask....


In sequence of approval, Last app/inquiry 5/30/2015
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: amex backdated question

Your second card will backdate to the year your first card was issued.
Message 2 of 8
Anonymous
Not applicable

Re: amex backdated question

Your first Anex card will say 'member since 14' if you got one today.  Any subsequent cards down the road you add, even years later will also say and report as 'member since '14'.  This really helps with AAoA if you add more AE cards

Message 3 of 8
SunriseEarth
Moderator Emeritus

Re: amex backdated question

Your first card with AMEX sets the year of your MSD.   Your subsequent cards will reflect that year, but the month & day of the actual opening of the CC.

 

My first card with AMEX was in 1998.   When I applied for the BCE on March 4th of this year, that card shows on my CRs as opening on 3/4/1998.



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $53000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 4 of 8
Anonymous
Not applicable

Re: amex backdated question

Right, that's why AmEx is the Holy Grail of credit cards.
Message 5 of 8
Christina_xyt
Established Contributor

Re: amex backdated question

understood now! Thanks all!

 

at first I thought it's backdated to whatever the first card you had.. gald that i asked!


In sequence of approval, Last app/inquiry 5/30/2015
Message 6 of 8
Christina_xyt
Established Contributor

Re: amex backdated question

i have another question now.. but i dont want to start another thread... 

 

for the first amex card you ever get, if denied, will it be a sp?


In sequence of approval, Last app/inquiry 5/30/2015
Message 7 of 8
Anonymous
Not applicable

Re: amex backdated question

No. Only for existing members.
Message 8 of 8
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