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amex blue....

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afbar1114
Valued Contributor

amex blue....

i took one more app before jan was over and just to test out that SP or HP on amex thing. so i applied for the blue..got denied and did a recon first it has not shown up in my HP only SP for now and the app states in progress...is that good or bad??

 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 28
27 REPLIES 27
pizzadude
Credit Mentor

Re: amex blue....

Not sure if it means you will have a successful recon or not....but they haven't denied you again so that is good. And no HP is good too....

What were their reasons for denial ?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 28
afbar1114
Valued Contributor

Re: amex blue....

idk yet did lol 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 3 of 28
CS800
Super Contributor

Re: amex blue....

So your status says in progress. I would call them up and see whats holding it up.




Message 4 of 28
afbar1114
Valued Contributor

Re: amex blue....

i did they said they are still reviewing it and i should know in the next couple of days

EDIT: is this good or bad its taking this long?  i apped friday or saturday

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 5 of 28
bichonmom
Senior Contributor

Re: amex blue....

There's really no way of telling. It could go either way. How long have you had the Zync?
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 6 of 28
afbar1114
Valued Contributor

Re: amex blue....

still no word Smiley Sad
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 28
pizzadude
Credit Mentor

Re: amex blue....

 

I'm sure they will give you an answer before the end of the week.....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 8 of 28
afbar1114
Valued Contributor

Re: amex blue....

they said no but online still says in progresss...but no HP yet
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 9 of 28
CS800
Super Contributor

Re: amex blue....

What they will do is evaluate how much of a risk you are to them. You already have your Zync, maybe you dont have enough hstry so they need more time assesssing a trend of some kind in their internal system.




Message 10 of 28
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