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amex cli after no use?

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jaraico
Regular Contributor

amex cli after no use?

A few months back I was searching the forums and found a few posts that said after activating their amex accounts they never used it and received a cli as a result. My DH just received his amex yesterday and wondering if it's worth trying. Smiley Happy thank you
Barclays TU: 760 MyFico EX: 746 EQ:?

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: amex cli after no use?

Good luck with that theory 

Anything is possible but I doubt you will see any CLI with no history 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
RnJ
Contributor

Re: amex cli after no use?

If you ever want to see your Amex grow, use it.  Amex does soft pulls, and does account reviews on your credit report, so if you wanted to do your own 3x CLI in the future you'd want it to show some use for best results.

Message 3 of 4
Anonymous
Not applicable

Re: amex cli after no use?

It happened to my daughter ($1K to $8K with no use, but an adjustment of MSD), but I certainly wouldn't recommend it as a CLI mechanism, especially with a spendcentric lender like Amex.

Message 4 of 4
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