cancel
Showing results for 
Search instead for 
Did you mean: 

amex question

tag
carlosjgg
Contributor

amex question

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed

Chase sp 5k c---------------------------Care credit 4500 cl
Chase mileageplus explorer 5k ---Citi diamond p 2k
Chase mileageplus club 15k ------ Discover it 1.5k
Amex ed 5k -----------------------------Lowe's 10k-----Dinersclub mc 5k
Amex gold npsl plus a 35k cl--------BestBuy 2.1k--Kay's 5k
Sam's mc 4.5k --------------------------Jared 6k
Message 1 of 16
15 REPLIES 15
Juss11
Frequent Contributor

Re: amex question

The Gold will report opened July 2014

Message 2 of 16
Kenny
Moderator Emeritus

Re: amex question

I've never heard of anyone being able to split CL off for approval for Amex unless they are maxed with them for their income.

I would try the recon line and just see if they auto-denied you or if it was an actual denial based on credit worthiness. Smiley Wink
Message 3 of 16
coldnmn
Mega Contributor

Re: amex question

MSD the first number month you applied the second number year you applied. So your MSD for gold will be 7/2014. If you would have gotten it in Jan 2015 it would have been MSD 1/2014.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 16
carlosjgg
Contributor

Re: amex question


@coldnmn wrote:

MSD the first number month you applied the second number year you applied. So your MSD for gold will be 7/2014. If you would have gotten it in Jan 2015 it would have been MSD 1/2014.



 

so amex only backdate the year not the month, thanks

Chase sp 5k c---------------------------Care credit 4500 cl
Chase mileageplus explorer 5k ---Citi diamond p 2k
Chase mileageplus club 15k ------ Discover it 1.5k
Amex ed 5k -----------------------------Lowe's 10k-----Dinersclub mc 5k
Amex gold npsl plus a 35k cl--------BestBuy 2.1k--Kay's 5k
Sam's mc 4.5k --------------------------Jared 6k
Message 5 of 16
carlosjgg
Contributor

Re: amex question


@KennyRS wrote:
I've never heard of anyone being able to split CL off for approval for Amex unless they are maxed with them for their income.

I would try the recon line and just see if they auto-denied you or if it was an actual denial based on credit worthiness. Smiley Wink

what do yo mean by auto denied

Chase sp 5k c---------------------------Care credit 4500 cl
Chase mileageplus explorer 5k ---Citi diamond p 2k
Chase mileageplus club 15k ------ Discover it 1.5k
Amex ed 5k -----------------------------Lowe's 10k-----Dinersclub mc 5k
Amex gold npsl plus a 35k cl--------BestBuy 2.1k--Kay's 5k
Sam's mc 4.5k --------------------------Jared 6k
Message 6 of 16
RBFool
Contributor

Re: amex question


@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


  

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

Message 7 of 16
Closingracer99
Valued Contributor

Re: amex question


@RBFool wrote:

@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


I don't think you can PC a card you recently got.


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 8 of 16
RBFool
Contributor

Re: amex question


@Closingracer99 wrote:

@RBFool wrote:

@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


I don't think you can PC a card you recently got.


Right. Sorry... I meant at the 11 month mark. Instead of canceling the card, just PC it?


  

BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature

Message 9 of 16
ezdoesit
Valued Contributor

Re: amex question


@KennyRS wrote:
I've never heard of anyone being able to split CL off for approval for Amex unless they are maxed with them for their income.

I would try the recon line and just see if they auto-denied you or if it was an actual denial based on credit worthiness. Smiley Wink

+1 They could of denied you for fraud protection.  Also why would your transfer MR to SPG points?  There are better ways to spend MR points than get SPG at .33

Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.