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amex question

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carlosjgg
Contributor

Re: amex question


@ezdoesit wrote:

@KennyRS wrote:
I've never heard of anyone being able to split CL off for approval for Amex unless they are maxed with them for their income.

I would try the recon line and just see if they auto-denied you or if it was an actual denial based on credit worthiness. Smiley Wink

+1 They could of denied you for fraud protection.  Also why would your transfer MR to SPG points?  There are better ways to spend MR points than get SPG at .33


 with  the spg card i will earn 1 point per dollar if i transfer mr to points is 1 point per for every 3 mr,
Chase sp 5k c---------------------------Care credit 4500 cl
Chase mileageplus explorer 5k ---Citi diamond p 2k
Chase mileageplus club 15k ------ Discover it 1.5k
Amex ed 5k -----------------------------Lowe's 10k-----Dinersclub mc 5k
Amex gold npsl plus a 35k cl--------BestBuy 2.1k--Kay's 5k
Sam's mc 4.5k --------------------------Jared 6k
Message 11 of 16
Kenny
Moderator Emeritus

Re: amex question


@Closingracer99 wrote:

@RBFool wrote:

@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


I don't think you can PC a card you recently got.


It's really YMMV -- the best way to find out if you're eligible for PC with Amex to me is via the chat. I always just ask what options are available for product change on my card ending in XXXX. They then tell me the options and I select and it's done. Smiley Happy I've successfully PC'd a card that is inside the commonly mentioned 13 month window. 

Message 12 of 16
carlosjgg
Contributor

Re: amex question


@RBFool wrote:

@Closingracer99 wrote:

@RBFool wrote:

@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


I don't think you can PC a card you recently got.


Right. Sorry... I meant at the 11 month mark. Instead of canceling the card, just PC it?


can i pc a charge card for a credit card?

Chase sp 5k c---------------------------Care credit 4500 cl
Chase mileageplus explorer 5k ---Citi diamond p 2k
Chase mileageplus club 15k ------ Discover it 1.5k
Amex ed 5k -----------------------------Lowe's 10k-----Dinersclub mc 5k
Amex gold npsl plus a 35k cl--------BestBuy 2.1k--Kay's 5k
Sam's mc 4.5k --------------------------Jared 6k
Message 13 of 16
Kenny
Moderator Emeritus

Re: amex question


@carlosjgg wrote:

@RBFool wrote:

@Closingracer99 wrote:

@RBFool wrote:

@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


I don't think you can PC a card you recently got.


Right. Sorry... I meant at the 11 month mark. Instead of canceling the card, just PC it?


can i pc a charge card for a credit card?


That is not usually something that one can do. Like I said, try the amex chat and they will tell you available options.

Message 14 of 16
carlosjgg
Contributor

Re: amex question


@ezdoesit wrote:

@KennyRS wrote:
I've never heard of anyone being able to split CL off for approval for Amex unless they are maxed with them for their income.

I would try the recon line and just see if they auto-denied you or if it was an actual denial based on credit worthiness. Smiley Wink

+1 They could of denied you for fraud protection.  Also why would your transfer MR to SPG points?  There are better ways to spend MR points than get SPG at .33


when a creditor is concern about fraud they give you  the 7-10 day instead of a flat out no
Chase sp 5k c---------------------------Care credit 4500 cl
Chase mileageplus explorer 5k ---Citi diamond p 2k
Chase mileageplus club 15k ------ Discover it 1.5k
Amex ed 5k -----------------------------Lowe's 10k-----Dinersclub mc 5k
Amex gold npsl plus a 35k cl--------BestBuy 2.1k--Kay's 5k
Sam's mc 4.5k --------------------------Jared 6k
Message 15 of 16
09Lexie
Moderator Emerita

Re: amex question


@carlosjgg wrote:

@RBFool wrote:

@Closingracer99 wrote:

@RBFool wrote:

@carlosjgg wrote:

I have a ed for a about 4 months, i really want the spg because i travel alot and the transfer of mr to spg is 3 to 1, yesterday i made a stupid mistake instead of app for the spg i app for the gold instantly approved a card that i don't want or need well i will keep it for now and cancel before the af,  a few minutes later  app for the spg instantly denied, my question is has anybody have luck calling amex for a recon asking then to  move some of of my cl from my ed to approved me for the spg, my other question is my new gold card will report as open may 2014 that is when i got my ed


If you want another AMEX product couldn't you just ask for a PC?


I don't think you can PC a card you recently got.


Right. Sorry... I meant at the 11 month mark. Instead of canceling the card, just PC it?


can i pc a charge card for a credit card?


No, you cannot go from a charge to revolver or vice versa

Message 16 of 16
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