avg % of monthly income spent on CCs

[variableResistor]

What percent of your monthly income is spent on credit cards?

[Anonymous]

Everything of mine that CAN be put on a CC IS put on a CC. Pretty much everything but my mortgage so probably 90%.

[Anonymous]

Everything that takes credit.  I use my CC instead of debit/cash to maximize rewards.

Rent is only thing not. Sadly. . I'd make spend goals without even trying.

[Anonymous]

I essentially funnel all of my monthly spend through CCs except for my rent, utilities, and my favorite donut place that only takes cash Fortunately my spend is lower than my income, so depending on the month, prob about 20% of my income... the rest goes to savings and rent, and of course the all-important donuts.

[uswala]

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@Anonymous wrote:

Everything that takes credit.  I use my CC instead of debit/cash to maximize rewards.

Rent is only thing not. Sadly. . I'd make spend goals without even trying.

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+1

Same for me and my DW. Everything except rent and car loan payment.

[Broke_Triathlete]

Same as above. I put everything on it that I can. That way when it's CLI season they'll hopefully extend more.

ETA: So probably 95% or so!

[Anonymous]

Maybe 50% or so. As everyone here already said, basically anything I can put on credit.

[Anonymous]

Over 50% here on bills, 100% expenses

[zerbherb]

90%

[Tryingtogetbetter]

I just moved into an apartment complex that allows online CC payments so I'm excited about that. I also just learned on another thread here that I can make my student loan payments with a CC. So now in December pretty much everything, except 2 things I can only pay with a checking account, is on my CSP to help meet my spending goal of 4k in 3 months. So I'd say 98%