barclay

[juggalo9er]

i just read the terms of my barclay rewards card that has a 1300 limit and it says they review account after 5 months for increases, anyone tell me what they like to see exactly. The only other cards i have ever had are through capitol one and i know they could careless about even giving increases.

[myjourney]

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@juggalo9er wrote:

i just read the terms of my barclay rewards card that has a 1300 limit and it says they review account after 5 months for increases, anyone tell me what they like to see exactly. The only other cards i have ever had are through capitol one and i know they could careless about even giving increases.

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Here some helpful reading if you like 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693#M64...

[FinStar]

They review pretty much what's on your credit profile in addition to your internal score with them and how well you manage your account.  Items they review in your CRs include whether you apply for too much credit (whether approved or denied), utilization/balances, etc.  Barclays periodically SPs your file to determine whether the account would be elegible for any auto-CLIs.

[FinStar]

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@myjourney wrote:

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@juggalo9er wrote:

i just read the terms of my barclay rewards card that has a 1300 limit and it says they review account after 5 months for increases, anyone tell me what they like to see exactly. The only other cards i have ever had are through capitol one and i know they could careless about even giving increases.

---

Here some helpful reading if you like 

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693#M64...

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+1

An myjourney's *homegrown* Barclays thread...   Some good data points included there.

[juggalo9er]

was trying to be lazy thats 25 pages ...time to read lol

[djc1puno]

+2...op...there's lots of useful information there! great read for those with barclays

[Anonymous]

+3

OP - the thread is worth reading....

[wpxo]

Just got Barclays too.. Heads to the thread :-)

[phillyguy12]

well i started w/ 1300 instant approval in dec 2012- june 2013 jun double line to 2600, after 12th satement boom 5600!, avg spend 600 a month usually pif

[zyzzus]

I never got any auto-cli with them.

I had my priceline card a year and my sallie mae six months

hit the love button on both of them and talked to their underwriting.

initially both accounts were at 2k

both were increased to 10K