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**bleep** CAP 1?

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Anonymous
Not applicable

Re: **bleep** CAP 1?

what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one

Message 11 of 16
negg
Frequent Contributor

Re: **bleep** CAP 1?

What the guy above me said....your local cu will treat you a lot better then cap1. Plus when you have an issue you call the credit union not "Gary" from Pakistan
CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $9800......Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 117K in credit and 812 fico and ZERO INQUIRIES......ZERO. 2018 goal. 825 fico.
Message 12 of 16
Revelate
Moderator Emeritus

Re: **bleep** CAP 1?


@Anonymous wrote:

what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one


Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better? Smiley Wink

 

This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.

 




        
Message 13 of 16
Anonymous
Not applicable

Re: **bleep** CAP 1?


@Revelate wrote:

@Anonymous wrote:

what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one


Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better? Smiley Wink

 

This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.

 


i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already

Message 14 of 16
Learning_Tee0225
Regular Contributor

Re: **bleep** CAP 1?


@Anonymous wrote:

@Revelate wrote:

@Anonymous wrote:

what i dont understand is why you would bother with cap one when you are a member with nfcu and you can grow greatly with them and not cap one


Because there's only 2 tradelines for the OP according to her sig, and 3 is mo' better? Smiley Wink

 

This fact gets too often lost sometimes: there's more to FICO and financial life than CU's, even incredibly good ones like NFCU.

 


i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already


Yes i do have 3 CC at the moment as was really just looking for one more but your right this is to much hassle ill jsut stick with what i have and when the time comes to upgrade i Def wont be looking at Cap 1..

Credit recovery journey -Jan 2022
1/2022: TU: 557 EX: 521 EQ: 567
6/2022: TU: 630 EX: 633 EQ:640
Current Cards
Open Sky Secured: $300
Discover IT: $2000
Merrick Bank: 2K
Mission Lane: $800
Forever 21: $600
Apple Card $1500, NFCU Go Rewards $6700, Amazon $600, Kohls $750
Message 15 of 16
Revelate
Moderator Emeritus

Re: **bleep** CAP 1?


@Learning_Tee0225 wrote:

@Anonymous wrote:

i agree however one can obtain many great tradelines without having to go with the frustration of cap one. many people do caue they arent fortunate like you or i or the op to be members of nfcu. i also agree in forms of building/rebuilding that 3 tradelines is best. i believe the op has 3 tradelines already


Yes i do have 3 CC at the moment as was really just looking for one more but your right this is to much hassle ill jsut stick with what i have and when the time comes to upgrade i Def wont be looking at Cap 1..


Oh the horror, lead astray by an out of date signature line Smiley Wink  Good point then Rooty, my apologies.

 




        
Message 16 of 16
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