building my credit

[09Lexie]

Not necessarily. Keep us posted.

[helpme12]

wow,,,that mean

[09Lexie]

Mean? I said you are not not necessarily denied.

[helpme12]

Nooo,,, I meant as they are making me wait

[09Lexie]

Oh, I see. Give them a call tomorrow.

Good luck!

[SunriseEarth]

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@helpme12 wrote:

Nooo,,, I meant as they are making me wait

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They might just want to verify who you are.   Good luck!

[helpme12]

I was reading a post from some one else wall and I notice that crown jeweler give instant credit and report to the bureaus ... Approved for $2500.00

[medic13]

When I first started I went down put 1000 in a savings account at the credit union and they gave me a secured installment loan at 3% interest that I paid off in 6 months then I took that 1000 added another 1000 and took out another loan that I paid off in a another 6 months.  I did 3 of those loans and each one boosted my score.  after the first one I got a unsecured capital one credit steps card and an HSBC card before they sold out. After 18 months I got a mortgage and started about where you were.   I just went on a spree for 11 cards and was approved for 10 all with over 5k limits. another year after closing on mortgage.  So keep at it theres a home in your future.  I never thought I would get there but made it and learned alot on the way.