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As many of you know i just paid off 3 of my credit cards that had me in debt.
2 were from chase ( CSP, Freedom)
That said can i call chase and ask them to do send an update to my Credit reports to show they are paid?
also cap 1 ?
i know discover will do it but i dont know chase..
Seems like it wouldn't hurt to ask?
Whenever I have a balance reported on my Chase cards, then pay them to zero it is reported to the CRAs withing a few days of payment, without asking.
@Anonymous wrote:As many of you know i just paid off 3 of my credit cards that had me in debt.
2 were from chase ( CSP, Freedom)
That said can i call chase and ask them to do send an update to my Credit reports to show they are paid?
also cap 1 ?
i know discover will do it but i dont know chase..
Just to clarify are those two accounts from chase fully paid now? Because i am pretty sure chase will report as soon as they are fully paid , so you really wouldn't have to call i don't think. I don't know which other CC do midcycle reporting.
Yes fully paid. going to call and ask.
Chase reports once balance is paid to zero. No need to call.
@Anonymous wrote:Yes fully paid. going to call and ask.
you don't have to. Chase does midcycle reporting whenever you pay cards down to 0. They report to EX first usually right away.
Give it a week max and it will report!
I'll add my name to the list of people this has happened to. It threw me off guard the first time since my Marriott card was my only card with a balance so my score dipped when Chase reported it at zero until I got another card to report with a balance...
Oz