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can you PC a citi CC?

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ccuser
Valued Member

Re: can you PC a citi CC?

Today I called Citi and ask if they can PC my Simplicity card to the Dividend. I was told that it cannot be done because Simplicity cards are uneligible for any PC. Represantative said that this policy applies to ALL Simplicity cards.

Did anyone here try to PC a Simplicity card?

AMEX BCP 25k | Discover It 17.6k | NIHFCU/Elan Bonus Rewards 9.8k | Citi ThankYou Preferred 9.4k (AU) | Barclaycard Arrival+ 8.5k | Citi Simplicity 8.5k | Andrews FCU GlobeTrek 7.5k | Sears MC 6.5k | Old Navy Visa 6k | Target 2.4k | Macy's 1.8k

EX FICO: 800 | TU FICO: 808 | EQ FICO: 815
Message 11 of 22
FinStar
Moderator Emeritus

Re: can you PC a citi CC?


@ccuser wrote:

Today I called Citi and ask if they can PC my Simplicity card to the Dividend. I was told that it cannot be done because Simplicity cards are uneligible for any PC. Represantative said that this policy applies to ALL Simplicity cards.

Did anyone here try to PC a Simplicity card?


Their PC policies fluctuate frequently and some products cannot be PC'd.  You may try to see if you get better results via the EO.

Message 12 of 22
ccuser
Valued Member

Re: can you PC a citi CC?


@FinStar wrote:
Their PC policies fluctuate frequently and some products cannot be PC'd.  You may try to see if you get better results via the EO.

Called the EO today and they couldn't help me as well.

AMEX BCP 25k | Discover It 17.6k | NIHFCU/Elan Bonus Rewards 9.8k | Citi ThankYou Preferred 9.4k (AU) | Barclaycard Arrival+ 8.5k | Citi Simplicity 8.5k | Andrews FCU GlobeTrek 7.5k | Sears MC 6.5k | Old Navy Visa 6k | Target 2.4k | Macy's 1.8k

EX FICO: 800 | TU FICO: 808 | EQ FICO: 815
Message 13 of 22
Anonymous
Not applicable

Re: can you PC a citi CC?

Also with Citi, I just went through this with EO,  if you are still in the promotional period....15-18 months 0% interest for example, you have to wait until your promo period is over to PC. 

Message 14 of 22
UFGuy2006
Established Contributor

Re: can you PC a citi CC?

I've heard its just the Simplicity card that can't be PC. 

Message 15 of 22
ccuser
Valued Member

Re: can you PC a citi CC?


@Anonymous wrote:

Also with Citi, I just went through this with EO,  if you are still in the promotional period....15-18 months 0% interest for example, you have to wait until your promo period is over to PC. 


My promo period is over. They say all Simplicity cards are ineligible for PC, not just mine.

AMEX BCP 25k | Discover It 17.6k | NIHFCU/Elan Bonus Rewards 9.8k | Citi ThankYou Preferred 9.4k (AU) | Barclaycard Arrival+ 8.5k | Citi Simplicity 8.5k | Andrews FCU GlobeTrek 7.5k | Sears MC 6.5k | Old Navy Visa 6k | Target 2.4k | Macy's 1.8k

EX FICO: 800 | TU FICO: 808 | EQ FICO: 815
Message 16 of 22
GeneralCucumbre
Regular Contributor

Re: can you PC a citi CC?

It all depends on who you speak to.  I tried converting my Dividend MasterCard the other day to a ThankYou Preferred as I want to change it now rather than later because I might close my ThankYou Premier card later to avoid the AF...and I would rather keep the MasterCard account as it is the older account.  Anyway, I called the number on the back of my ThankYou Premier card and spoke to a lady who pulled up both of my accounts and told me that I was not able to convert.  Then, just today, I decided to give it another try and this time called the number on the back of my Dividend card and the guy converted the account no problem.  Now, my Dividend card was a World Elite MasterCard...the guy asked me whether I preferred Visa or MasterCard (he didn't specify Visa Signature, World, World Elite, etc) and I told him MasterCard.  Question is, when I receive the new card, will it be a World or World Elite MasterCard?  He told me the account number would not change, so maybe that is a good sign.  But then again, my Dividend card was automatically upgraded from World to World Elite and the account number stayed the same in that process.

AMEX Green Corporate - NPSL | AMEX Everyday - $60,000
Chase Freedom Unlimited Visa Signature - $49,500 | Chase Freedom Visa Signature - $27,300 | USAA Platinum Visa - $26,000
Message 17 of 22
370Z
Frequent Contributor

Re: can you PC a citi CC?


@GeneralCucumbre wrote:

It all depends on who you speak to.  I tried converting my Dividend MasterCard the other day to a ThankYou Preferred as I want to change it now rather than later because I might close my ThankYou Premier card later to avoid the AF...and I would rather keep the MasterCard account as it is the older account.  Anyway, I called the number on the back of my ThankYou Premier card and spoke to a lady who pulled up both of my accounts and told me that I was not able to convert.  Then, just today, I decided to give it another try and this time called the number on the back of my Dividend card and the guy converted the account no problem.  Now, my Dividend card was a World Elite MasterCard...the guy asked me whether I preferred Visa or MasterCard (he didn't specify Visa Signature, World, World Elite, etc) and I told him MasterCard.  Question is, when I receive the new card, will it be a World or World Elite MasterCard?  He told me the account number would not change, so maybe that is a good sign.  But then again, my Dividend card was automatically upgraded from World to World Elite and the account number stayed the same in that process.


You should be getting a World MC. The only Citi cards available in WEMC currently are the Executive AAdvantage, Premier, and Dividend (via upgrade).

EQ8 817 (12/25) EX8 832 (1/26) EX9 850 (12/25) TU8 818 (12/25)
Chase_Hyatt|11.5k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|49k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|13.00%|4/20 * Chase_Ritz_Carlton|33k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 18 of 22
asteroidblues86
Regular Contributor

Re: can you PC a citi CC?


@370Z wrote:

@GeneralCucumbre wrote:

It all depends on who you speak to.  I tried converting my Dividend MasterCard the other day to a ThankYou Preferred as I want to change it now rather than later because I might close my ThankYou Premier card later to avoid the AF...and I would rather keep the MasterCard account as it is the older account.  Anyway, I called the number on the back of my ThankYou Premier card and spoke to a lady who pulled up both of my accounts and told me that I was not able to convert.  Then, just today, I decided to give it another try and this time called the number on the back of my Dividend card and the guy converted the account no problem.  Now, my Dividend card was a World Elite MasterCard...the guy asked me whether I preferred Visa or MasterCard (he didn't specify Visa Signature, World, World Elite, etc) and I told him MasterCard.  Question is, when I receive the new card, will it be a World or World Elite MasterCard?  He told me the account number would not change, so maybe that is a good sign.  But then again, my Dividend card was automatically upgraded from World to World Elite and the account number stayed the same in that process.


You should be getting a World MC. The only Citi cards available in WEMC currently are the Executive AAdvantage, Premier, and Dividend (via upgrade).


A couple of board members have TY Preferred World Elite. Also Prestige is World Elite by default.

Message 19 of 22
370Z
Frequent Contributor

Re: can you PC a citi CC?


@asteroidblues86 wrote:

@370Z wrote:

@GeneralCucumbre wrote:

It all depends on who you speak to.  I tried converting my Dividend MasterCard the other day to a ThankYou Preferred as I want to change it now rather than later because I might close my ThankYou Premier card later to avoid the AF...and I would rather keep the MasterCard account as it is the older account.  Anyway, I called the number on the back of my ThankYou Premier card and spoke to a lady who pulled up both of my accounts and told me that I was not able to convert.  Then, just today, I decided to give it another try and this time called the number on the back of my Dividend card and the guy converted the account no problem.  Now, my Dividend card was a World Elite MasterCard...the guy asked me whether I preferred Visa or MasterCard (he didn't specify Visa Signature, World, World Elite, etc) and I told him MasterCard.  Question is, when I receive the new card, will it be a World or World Elite MasterCard?  He told me the account number would not change, so maybe that is a good sign.  But then again, my Dividend card was automatically upgraded from World to World Elite and the account number stayed the same in that process.


You should be getting a World MC. The only Citi cards available in WEMC currently are the Executive AAdvantage, Premier, and Dividend (via upgrade).


A couple of board members have TY Preferred World Elite. Also Prestige is World Elite by default.


My mistake, I meant Prestige, not Premier. Also, the 2 (on this forum, I believe) with the TY Preferred WEMC snuck in on a one time deal. No stories of this happening again in a long time.

EQ8 817 (12/25) EX8 832 (1/26) EX9 850 (12/25) TU8 818 (12/25)
Chase_Hyatt|11.5k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|50k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|49k|15.24%|4/16 * Merrill+|70k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|17.99%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|13.00%|4/20 * Chase_Ritz_Carlton|33k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * RFCU_VS|10k|12.00%|6/23 * C1_VX|40k|14.74%|1/24 * CSP|14.4k|15.74%|5/25
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 20 of 22
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