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capital one credit limit questions

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Anonymous
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capital one credit limit questions

Hello all I close on my house in 10 days, finally. I have a pre approved offer for venture card at 18.24% venture one card at 17.24% and quick silver card at 18.24%. I was thinking I probably wont apply for the venture card because, i know i wont spend 3k in the first 90 days and there is no 0% interest offer on this card. I do like the venture ones 20000 miles offer and will meet the 1k spend. My question is does anyone know the starting credit limits range for venture one and for quick silver card. is there a minimum they will offer you on thses cards. Ive heard the minimum on the regular venture card is 5k but not sure about venture one or quick silver.  

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: capital one credit limit questions

Venture one 

We will determine your credit line after a review of your application and your ability to pay. If your application is approved, the minimum credit line you will receive is $2,000.

 

QS

We will determine your credit line after a review of your application and your ability to pay. If your application is approved, the minimum credit line you will receive is $1,000.
 
Venture 
We will determine your credit line after a review of your application and your ability to pay. If your application is approved, the minimum credit line you will receive is $5,000

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
Creditaddict
Legendary Contributor

Re: capital one credit limit questions

Venture and Venture One seem to approve about same limits and it's going to be over $5k for Venture and since you have that offer your Venture One will also.

QS doesn't seem to approve nearly as high as Venture and Venture One.

Apply for both back to back and then in 6 months you can consolidate.

Not to mention at least 1 CLI around 3 months.

Message 3 of 4
RonM21
Valued Contributor

Re: capital one credit limit questions

I tend to agree with the above. Both Venture's can be along the same lines in limits. QS, on a bit lower level. But ymmv.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 4
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