I have not seen any recent posts indicating Cap1 is still unsecuring cards, at least not in the last 2-3 months.
It's quite unclear if they will resume that practice. Is this Platinum or PC'ed QS?
Anyway, you should be paying with whatever makes most sense financially for you.
its the platinum
i just don't get why cap one is telling some people the cards will never graduate
and others the cards will graduate
either the csrs are clueless or they are able to see if a card is eligible based on the date the card was opened and if they were or were not doing graduations as of that date
That would be true with most lenders. Make the same call three times, and you may get 2-3 different answers.
Have you tried PC to QS?
At least you'd get some cash back.