card without chip

[Anonymous]

I am just wondering has anyone requested the card without the chip on the card that had a chip? I kind of want to get some of my cards chips removed lol...

[Anonymous]

Why?

[EW800]

You're kidding, right?

[One7]

Interesting, I'm the opposite and want all my cards to have EMVs. Probably not possible to have them issue you one without the chip but you can always ask.

[NRB525]

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@Anonymous wrote:

I am just wondering has anyone requested the card without the chip on the card that had a chip? I kind of want to get some of my cards chips removed lol...

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You might be able to get a card without a chip, but I will bet every one of them will have a chip by the end of 2015. Even the most obscure CU, Discover just went over, CapOne is rolling them out, all the slow movers are getting ramped up.

And to echo the others, Why? For the majority of cards, they are only Chip + Signature anyway, so you won't notice any difference.

[Anonymous]

I seem to remember on some cards, for a while back, if you requested an EMV card there was  a notification that it couldn't be "undone".   But as others have said, banks will insist because of the liability shift, they need to provide cards as least as secure as the POS systems.

[takeshi74]

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@Anonymous wrote:

I am just wondering has anyone requested the card without the chip on the card that had a chip? I kind of want to get some of my cards chips removed lol...

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Some have but as stated above it won't matter with the pending liability shift.

[nyancat]

Why? So you can be more vulnerable to counterfeit card fraud? It doesn't make much difference yet, but it will over the next few months. There's no reason at all to want the card to not have a chip.

Any bank that would honour a request like this would lose a lot of respect from me, it'd prove they just don't care at all.

[mongstradamus]

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@nyancat wrote:

Why? So you can be more vulnerable to counterfeit card fraud? It doesn't make much difference yet, but it will over the next few months. There's no reason at all to want the card to not have a chip.

Any bank that would honour a request like this would lose a lot of respect from me, it'd prove they just don't care at all.

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Maybe you don't want CCC to track you via emv chip on your credit card lol 

[Berk]

Yeah, and I want to get the clear coat taken off the hood of my car.