card without chip

[nyancat]

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@Anonymous wrote:

I have read all the replies, it has nothing to do with tracking... or fraud lol I just want my card without a chip becasue it looks much better for some cards without the chip on the front thats all....

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Even if a bank would honour the request, it's not worth the hassle of even one additional fraud event for you. EMV will dramatically reduce counterfeit card fraud in the US by the end of this year.

[kdm31091]

You don't want a chip because of aesthetics? I'm sorry, but come on. It's well worth added security. In the past few years several major retailers have had data breaches. It's worth a little chip for security.

I agree that depending on the card's design, they look kind of ugly, but it is what it is.

[Berk]

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@Anonymous wrote:

I have read all the replies, it has nothing to do with tracking... or fraud lol I just want my card without a chip becasue it looks much better for some cards without the chip on the front thats all....

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Yeah, and my steering wheel and dash look so much better without that big, ugly air bag!!!

[mongstradamus]

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@Closingracer99 wrote:

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@mongstradamus wrote:

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@nyancat wrote:

Why? So you can be more vulnerable to counterfeit card fraud? It doesn't make much difference yet, but it will over the next few months. There's no reason at all to want the card to not have a chip.

Any bank that would honour a request like this would lose a lot of respect from me, it'd prove they just don't care at all.

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Maybe you don't want CCC to track you via emv chip on your credit card lol 

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That's just being paranoid lol specially if you have a cellphone

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i am well aware they track me via smartphone , but i sometimes wonder if cia or nsa is tracking you via emv chip in your credit card. I wouldn't put it past them. 

[Closingracer99]

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@mongstradamus wrote:

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@Closingracer99 wrote:

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@mongstradamus wrote:

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@nyancat wrote:

Why? So you can be more vulnerable to counterfeit card fraud? It doesn't make much difference yet, but it will over the next few months. There's no reason at all to want the card to not have a chip.

Any bank that would honour a request like this would lose a lot of respect from me, it'd prove they just don't care at all.

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Maybe you don't want CCC to track you via emv chip on your credit card lol 

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That's just being paranoid lol specially if you have a cellphone

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i am well aware they track me via smartphone , but i sometimes wonder if cia or nsa is tracking you via emv chip in your credit card. I wouldn't put it past them. 

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I wouldn't either but they can do it anyways without EMV chips so i don't really care. if you have nothing to hide ( which i dont) who cares lol 

[nyancat]

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@mongstradamus wrote:

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@Closingracer99 wrote:

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@mongstradamus wrote:

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@nyancat wrote:

Why? So you can be more vulnerable to counterfeit card fraud? It doesn't make much difference yet, but it will over the next few months. There's no reason at all to want the card to not have a chip.

Any bank that would honour a request like this would lose a lot of respect from me, it'd prove they just don't care at all.

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Maybe you don't want CCC to track you via emv chip on your credit card lol 

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That's just being paranoid lol specially if you have a cellphone

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i am well aware they track me via smartphone , but i sometimes wonder if cia or nsa is tracking you via emv chip in your credit card. I wouldn't put it past them. 

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They are tracking the card's usage, for sure, absolutely. They do not need a chip to do that nor does it help them in any way. It can't be read from a distance and has nothing trackable in it, the only way they can track it is the same way they track magnetic stripe cards - tracking the usage.

[mongstradamus]

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@nyancat wrote:

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@mongstradamus wrote:

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@Closingracer99 wrote:

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@mongstradamus wrote:

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@nyancat wrote:

Why? So you can be more vulnerable to counterfeit card fraud? It doesn't make much difference yet, but it will over the next few months. There's no reason at all to want the card to not have a chip.

Any bank that would honour a request like this would lose a lot of respect from me, it'd prove they just don't care at all.

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Maybe you don't want CCC to track you via emv chip on your credit card lol 

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That's just being paranoid lol specially if you have a cellphone

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i am well aware they track me via smartphone , but i sometimes wonder if cia or nsa is tracking you via emv chip in your credit card. I wouldn't put it past them. 

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They are tracking the card's usage, for sure, absolutely. They do not need a chip to do that nor does it help them in any way. It can't be read from a distance and has nothing trackable in it, the only way they can track it is the same way they track magnetic stripe cards - tracking the usage.

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i was referring more to real time tracking not only when you actually use the card, but whereever you go. 

[nyancat]

Absolutely impossible to use for real-time tracking. Science-fiction and conspiracy theories attribute a lot to "chips" that just isn't possible. The laws of physics apply.

A contact EMV chip cannot be read without electrical contact. There is no antenna, no power source, nothing. The laws of physics make it absolutely impossible to be used in a tracking application.

A dual-interface or contactless card DOES have an antenna. It does not, however, have a power source. It is powered by electromagnetic induction and can only be read at relatively close range. It would be theoretically possible to build an infrastructure of door gates (similar to alarm gates) and other devices to read them and track people. However, no government would have any interest in doing so because the infrastructure costs would be enormous, the readers would have to be all over the place to be of any value, and it would be impossible to hide.

The idea of a rogue with an individual reader is not completely impossible, but neither capable of tracking nor of cloning the card. Oh, and they won't get your name either - modern contactless cards don't present your real name.

Meanwhile, not only is it impossible to use the cards in the manner you describe, it is INCREDIBLY easy to use your mobile phone - with a far higher penetration than credit cards at all, much less contactless cards - to accomplish the same tracking. The government can easily get access to real-time network data, a list of phones, the locations (at least to a site and sector level) at all times, and far more. The level of tracking that can be achieved by combining phone signal information along with call metadata is incredible. And all this without a warrant in the USA, as it is all considered metadata (data about your use, not the content of the calls/text/data itself). 

Don't fear a credit card physically being used to track you. A contact card can't. Full stop. A contactless card could, theoretically, but it is beyond infeasible. If you want to be afraid of being tracked - fear your mobile phone. And your transactions being tracked. 

[TheClub]

This thread is pure comedy...

Thanks for the entertainment.

[Anonymous]

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@TheClub wrote:

This thread is pure comedy...

Thanks for the entertainment.

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The takeaway, as every smart criminal knows, is "Use burner phones" and then while they could track the phone, they don't know it's you or which phone to track.  (Make sure your contacts do the same).   And just in case the EMV chip is smarter than we are told, do some identity theft and get a CC in another name.

These forums can be very educational