card without chip

[Anonymous]

It's a shame that almost every issuer got rid of the tap to pay feature from their cards when they started issuing chipped cards. It's more convenient to have a card in your hand so they know to turn on the card terminal than to explain to the clerk that you want to pay with your phone. Then again, there's enough non-tap chip paranoia going around that tap to pay with physical cards will probably be rare for the foreseeable future.

[nyancat]

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@Anonymous wrote:

It's a shame that almost every issuer got rid of the tap to pay feature from their cards when they started issuing chipped cards. It's more convenient to have a card in your hand so they know to turn on the card terminal than to explain to the clerk that you want to pay with your phone. Then again, there's enough non-tap chip paranoia going around that tap to pay with physical cards will probably be rare for the foreseeable future.

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Sad, but true. Though I doubt many people would understand and be MORE worried about tap cards than ANY chip cards. Even people here, who know about credit cards, are still circulating the idea that a contact chip is somehow trackable (BTW, I have taken a couple of them apart - there is NO antenna in it. A tiny little processor and memory... that's it).

Tap cards are theoretically trackable but god, the infrastructure you'd need... intense. Now, wanna know a card that could much more easily be tracked? Have you heard of the "US Passport Card"? It's a card to cross land borders with Canada and Mexico. It is NOT a passport in any form, it's a type of national ID card. But, instead of a normal eMRTD chip like passports and MOST national ID cards that is proximity (like a tap credit card) it has vicinity RFID. Which needs very little induced power to provide a simple response that's just a number - but can be read at great distance. THOSE could easily be being tracked from roadside readers.

However, it seems unlikely as they're only issued on request, for specific needs (frequent US/Canada crossings) and the US DEPARTMENT OF STATE themselves advise you to store it in a shielding sleeve when not about to cross the border.

[Anonymous]

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@nyancat wrote:

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@Anonymous wrote:

It's a shame that almost every issuer got rid of the tap to pay feature from their cards when they started issuing chipped cards. It's more convenient to have a card in your hand so they know to turn on the card terminal than to explain to the clerk that you want to pay with your phone. Then again, there's enough non-tap chip paranoia going around that tap to pay with physical cards will probably be rare for the foreseeable future.

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Sad, but true. Though I doubt many people would understand and be MORE worried about tap cards than ANY chip cards. Even people here, who know about credit cards, are still circulating the idea that a contact chip is somehow trackable (BTW, I have taken a couple of them apart - there is NO antenna in it. A tiny little processor and memory... that's it).

Tap cards are theoretically trackable but god, the infrastructure you'd need... intense. Now, wanna know a card that could much more easily be tracked? Have you heard of the "US Passport Card"? It's a card to cross land borders with Canada and Mexico. It is NOT a passport in any form, it's a type of national ID card. But, instead of a normal eMRTD chip like passports and MOST national ID cards that is proximity (like a tap credit card) it has vicinity RFID. Which needs very little induced power to provide a simple response that's just a number - but can be read at great distance. THOSE could easily be being tracked from roadside readers.

However, it seems unlikely as they're only issued on request, for specific needs (frequent US/Canada crossings) and the US DEPARTMENT OF STATE themselves advise you to store it in a shielding sleeve when not about to cross the border.

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The Global Entry card comes with a sleeve they suggest you use.  Wonder if that is the same technology

[Themanwhocan]

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@ArmyVietVet wrote:

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@Anonymous wrote:

I seem to remember on some cards, for a while back, if you requested an EMV card there was  a notification that it couldn't be "undone".   But as others have said, banks will insist because of the liability shift, they need to provide cards as least as secure as the POS systems.

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+1 Was told could not go back.

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Theres no backing up when you're following your fate...

[mongstradamus]

The one thing about all these chipped cards they are all nice and all , but i don't really see the point, since 99% of retailers don't support it , so i guess its an good marketing move?

I don't think i have ever succesfully used emv function on any of my cards. Most of the cards i have right now all have emv chips amex, chase, citi, barclays all have the chip , but retailers never use it so its kind of an waste imo. 

[Anonymous]

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@mongstradamus wrote:

The one thing about all these chipped cards they are all nice and all , but i don't really see the point, since 99% of retailers don't support it , so i guess its an good marketing move?

I don't think i have ever succesfully used emv function on any of my cards. Most of the cards i have right now all have emv chips amex, chase, citi, barclays all have the chip , but retailers never use it so its kind of an waste imo. 

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I've used it more than a few times.

[mongstradamus]

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@Anonymous wrote:

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@mongstradamus wrote:

The one thing about all these chipped cards they are all nice and all , but i don't really see the point, since 99% of retailers don't support it , so i guess its an good marketing move?

I don't think i have ever succesfully used emv function on any of my cards. Most of the cards i have right now all have emv chips amex, chase, citi, barclays all have the chip , but retailers never use it so its kind of an waste imo. 

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I've used it more than a few times.

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where have you used it , an lot of retailers have the machines but they don't have them turned the emv functionality. I tried sliding it in the bottom, but either it would not work or the cashier would ask me what are you doing , slide the card. 

[Anonymous]

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@mongstradamus wrote:

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@Anonymous wrote:

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@mongstradamus wrote:

The one thing about all these chipped cards they are all nice and all , but i don't really see the point, since 99% of retailers don't support it , so i guess its an good marketing move?

I don't think i have ever succesfully used emv function on any of my cards. Most of the cards i have right now all have emv chips amex, chase, citi, barclays all have the chip , but retailers never use it so its kind of an waste imo. 

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I've used it more than a few times.

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where have you used it , an lot of retailers have the machines but they don't have them turned the emv functionality. I tried sliding it in the bottom, but either it would not work or the cashier would ask me what are you doing , slide the card. 

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Most recent was Walmart Neighborhood market, 7-11.

[Anonymous]

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@mongstradamus wrote:

The one thing about all these chipped cards they are all nice and all , but i don't really see the point, since 99% of retailers don't support it , so i guess its an good marketing move?

I don't think i have ever succesfully used emv function on any of my cards. Most of the cards i have right now all have emv chips amex, chase, citi, barclays all have the chip , but retailers never use it so its kind of an waste imo. 

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Because towards the end of this year, if retailers DON'T use them and the customer has a chipped card, the merchant becomes more responsible for fraud (liability shift).  So more and more merchants will use them, if it makes economic sense (expected costs from fraud> costs of equipment etc)

[Anonymous]

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@Anonymous wrote:

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@mongstradamus wrote:

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@Anonymous wrote:

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@mongstradamus wrote:

The one thing about all these chipped cards they are all nice and all , but i don't really see the point, since 99% of retailers don't support it , so i guess its an good marketing move?

I don't think i have ever succesfully used emv function on any of my cards. Most of the cards i have right now all have emv chips amex, chase, citi, barclays all have the chip , but retailers never use it so its kind of an waste imo. 

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I've used it more than a few times.

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where have you used it , an lot of retailers have the machines but they don't have them turned the emv functionality. I tried sliding it in the bottom, but either it would not work or the cashier would ask me what are you doing , slide the card. 

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Most recent was Walmart Neighborhood market, 7-11.

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Does anyone know if all 7-11s are turned on yet?