chances for CSP

[jsickz32]

last time i apped for CSP and freedom they pulled EX for me.

my EX score is 693(from amex SPG denial lol)

11 inqs from within last 6 months.

4 cards over 5k cl. 2 of them 10 months old.

utility is 2%

should i even try?

[distantarray]

YMMV but I opened 4 new cards in few days

Freedom $3000 , CSP $5,000 , Amex $5,500 , Navy Federal $17,000

Even though limits weren't reporting Chase was my last account and they HATED the fact I had 2 recent inquiries on my EQ report from Navy and DCU (savings account) and I even have banking with them and 50k in my account -_-;

I had to call for a recon for a weak $3,000 limit on freedom =\   So I'd say wait, but hey if you have that many inquiries I guess trying wouldn't hurt much if any right now =)

[jsickz32]

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@distantarray wrote:

YMMV but I opened 4 new cards in few days

Freedom $3000 , CSP $5,000 , Amex $5,500 , Navy Federal $17,000

Even though limits weren't reporting Chase was my last account and they HATED the fact I had 2 recent inquiries on my EQ report from Navy and DCU (savings account) and I even have banking with them and 50k in my account -_-;

I had to call for a recon for a weak $3,000 limit on freedom =\   So I'd say wait, but hey if you have that many inquiries I guess trying wouldn't hurt much if any right now =)

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i apped for it back in june and they denied me because i only had one account over 5k (5.7k) and they tell me to app again when that account was at least 6 months old cuz at that time it was only 4 months old. thats the only reason they denied me!

[distantarray]

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@jsickz32 wrote:

i apped for it back in june and they denied me because i only had one account over 5k (5.7k) and they tell me to app again when that account was at least 6 months old cuz at that time it was only 4 months old. thats the only reason they denied me!

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lol I had ZERO personal accounts over $1,500 when I got the CSP (other cards were not reporting yet, and still not =\ )

[Anonymous]

How many Inqs. did you have back then?

[Anonymous]

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@jsickz32 wrote:

last time i apped for CSP and freedom they pulled EX for me.

my EX score is 693(from amex SPG denial lol)

11 inqs from within last 6 months.

4 cards over 5k cl. 2 of them 10 months old.

should i even try?

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I really think the inqs are gonna hurt your chances.  11 in the last 6 months is a lot by any measure.  But recon is always possible if they deny.

But also, you have 18 cards already (if i counted correctly).  18 is about 15 more than i can handle.  but if you're handling 18 i guess you could handle 19, right?

[jsickz32]

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@Anonymous wrote:
How many Inqs. did you have back then?

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back then i only had 2. i called to recon 3 times and they told me that they wanna see more history on that 5k card. i asked its that the only reason and the lady said yes.

now i have one with 7.5k and 12.5k 2 and 4 months old

[jsickz32]

they recently cli my freedom so that makes me think that they are more willing to play with me now

[Anonymous]

Whats the limit on the freedom now?

[jsickz32]

1000...its my lowest cl non store cc.