chase 2 week message

[Anonymous]

I applied for the british avios and got the "you'll hear of our decision in 2 weeks" or something similar. Have I been denied?

[mitchblue]

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@Anonymous wrote:

I applied for the british avios and got the "you'll hear of our decision in 2 weeks" or something similar. Have I been denied?

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I don't know about that card but I've got several 7-10 day messages, 3 in total, and was approved for all. 

[Anonymous]

I just called chase credit analysts and they said my application has been moved to the verification team....

[CreditCuriosity]

Verification team is an approval.. You will have to call them monday and you will be approved.. Congrats.

In theory it is already approved, they will ask you a few questions such as a previous address and dob and then put you on hold then give you the offical approval

[Anonymous]

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@CreditCuriousity wrote:

Verification team is an approval.. You will have to call them monday and you will be approved.. Congrats.

In theory it is already approved, they will ask you a few questions such as a previous address and dob and then put you on hold then give you the offical approval

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oh really?! Thanks for your response! I've always either gotten immediate denial or approval, so this is nice to know.

[Anonymous]

Not getting an instant approval isn't necessarily negative anymore. All it means is that they require a piece of information that the computer wasn't able to automatically get. This can be a verification of your address, income, identity or shifting available credit from one card to another. 

I got a 7-10 message on my Citi Double Cash and freaked out because I thought I would get denied. In reality, they just wanted to know whether I wanted to shift $200 from my Simplicity to my DC or not. 

[msbia]

Yep approved! All of my cards except first Amazon Visa went through verification including the CSP that I verified on Thursday. No worries, just answer the questions correctly and enjoy your new card! 

[msbia]

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@CreditCuriousity wrote:

Verification team is an approval.. You will have to call them monday and you will be approved.. Congrats.

In theory it is already approved, they will ask you a few questions such as a previous address and dob and then put you on hold then give you the offical approval

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With my United Explorer and Marriott they required further verification after the questions. I had to fax in a copy of my driver's license and a utility bill. I didn't hear anything after that until the cards showed up either in my mailbox or in my online account. YMMV. 

[Anonymous]

How come chase needs to verify my identity on my application if I have the same address listed on my chase checkings and freedom account..? just curious

[newUser0]

That's because they want to make sure that you applied the card by yourself. 

Some one else could also be applied on behalf of you.