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chase 4 hour message?

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Anonymous
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Re: chase 4 hour message?



@dnm45227 wrote:


@pjriverap wrote:
sorry to hear about the decline in CLI dnm...I would call on Monday to do the recon, to ensure a credit analyst is available...good luck!


ya know i may just wait for the letter so i don't look so hungry.





good point - i on the other hand would be calling first thing monday, as i did with my cli earlier this week...especially since it costs a hard...but i understand your point. good luck and post results!
Message 11 of 20
Anonymous
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Re: chase 4 hour message?

so was you cli approved on recon?
Message 12 of 20
Anonymous
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Re: chase 4 hour message?



@dnm45227 wrote:
so was you cli approved on recon?





Yup. I had a 4K CL...online I asked for 15K. Over the phone I told them I at least want 10K and they gave me the full 15K.
Message 13 of 20
Anonymous
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Re: chase 4 hour message?

well i'll tell them you said so, then they'll have to do it. good job on playing hard ball for yours!
Message 14 of 20
Anonymous
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Re: chase 4 hour message?

thanks - yeah, always before calling i remind myself to be firm and reasonable, but I also always remind myself that they need me more than i need them, lol. And I make sure they know that as well...good luck on your recon mission!
Message 15 of 20
Anonymous
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Re: chase 4 hour message?

well just spoke with them. she said the system auto declined due to balances on some of your accounts. would you like me to look at it again?
 
i said sure, please do. she then asks what are these justice fcu accounts. i say i have my cars financed with justice fcu. she then asks what is the thd/cbsd? i say we took out a no interest, no payment loan at home depot to put carpet in the house. she says why are you looking to increase your limit. i respond back with to put this accounts limit in line with my others. she says please hold.
 
about 30 seconds later she comes back and says your request has been approved and your new 5k limit is available for use immediately.
 
 
Message 16 of 20
Anonymous
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Re: chase 4 hour message?

very, very cool! congrats!
Message 17 of 20
Anonymous
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Re: chase 4 hour message?

thanks. the account started as 200 bp store only card. i wish all issuers would grow with customers.
Message 18 of 20
Anonymous
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Re: chase 4 hour message?

me too...i think that is the only reason i stick with WaMu really - tons of auto CLIs and APR reductions...I think because of them so many other cards were more willing to give my CLIs...
Message 19 of 20
Anonymous
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Re: chase 4 hour message?



@pjriverap wrote:
me too...i think that is the only reason i stick with WaMu really - tons of auto CLIs and APR reductions...I think because of them so many other cards were more willing to give my CLIs...




pj, I have to agree with you on that one. But I'll take it a notch higher. Because WaMu approved me for a card with a very nice opening cl(for me), other ccc's that I applied to looked at that, and matched or exeeded, or came close to it. I feel it opened the door whereas before I got that card the door was "closed".

(just another half-baked opinion offered by Syl)
Message 20 of 20
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