chase 5/24 question

[GTS]

Does the 5/24 rule apply to all types of new credit accounts ie auto loans, personal loans, secured loans, mortgages, personal Ines of credit, etc... or just new CC accounts?

[JoeRockhead]

Goes by personal credit cards.. most business cards are not counted.. disregards everything else you mentioned 

[markbeiser]

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@JoeRockhead wrote:

Goes by personal credit cards.. most business cards are not counted.. disregards everything else you mentioned 

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Well that's good, means I'm only at 10/24 instead of 14/24!🤪
Just 14 short months before I have a shot at the Amazon Prime card I crave!

[JoeRockhead]

@markbeiser that's funny 😆... I don't feel so bad now. I'll be 4/24 in 4/24... how strange.

[markbeiser]

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@JoeRockhead wrote:

@markbeiser that's funny 😆... I don't feel so bad now. I'll be 4/24 in 4/24... how strange.

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It was all steps towards getting out of 95%+ CC utilization, a high interest car loan, and credit scores in the 620 range, to <4% utilization, refinancing the car to a nice rate, a HELOC at prime+0%, and credit scores in the 765 to 790 range, so it all made sense to do. Most of it anyway.🤣

Now all I have to do is coast along and not open anything new until next year...

[DrewfromTexas]

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@markbeiser wrote:

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@JoeRockhead wrote:

Goes by personal credit cards.. most business cards are not counted.. disregards everything else you mentioned 

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Well that's good, means I'm only at 10/24 instead of 14/24!🤪
Just 14 short months before I have a shot at the Amazon Prime card I crave!

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I was approved fore the chase amazon visa at about 8/24. There are numrous data points on here of people being approved for the amazon visa card over 5/24.

[JoeRockhead]

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@DrewfromTexas wrote:

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@markbeiser wrote:

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@JoeRockhead wrote:

Goes by personal credit cards.. most business cards are not counted.. disregards everything else you mentioned 

---

Well that's good, means I'm only at 10/24 instead of 14/24!🤪
Just 14 short months before I have a shot at the Amazon Prime card I crave!

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I was approved fore the chase amazon visa at about 8/24. There are numrous data points on here of people being approved for the amazon visa card over 5/24.

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I've read here, and elsewhere that point to the the Amazon Visa as being one of several co-branded cards from Chase that may possibly be exempt from 5/24. The more I see things like this, the more it seems that's the case.