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chase cards

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Established Member

chase cards

which bureau  do chase pull from!!!!! thx

Message 1 of 10
9 REPLIES 9
Moderator

Re: chase cards

Outcomes can definitely vary OP, depending on the region.  They typically pull 2 CRAs, although not always.  So, it can be a combination of EQ/EX, TU/EX, EQ/TU.  For my most recent (biz) application they used EQ/TU, but for my previous apps I only incurred single HPs on either EX or TU. 

Message 2 of 10
Senior Contributor

Re: chase cards

4 NY apps: 4 EX

1 NY HP CLI: TU, EX

1 CA app: EX

Most spend: CSR, CFU, BBP
Rewards/AAoA ballast: CF, Discover, Costco, ED, Arrival
Perks: Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum
Potential closures/downgrades: Savor, BCP, Double Cash
Message 3 of 10
Valued Contributor

Re: chase cards

Chase has like Six Million combinations*, Man. It's like a Big Valley of peril. One needs a Fall Guy to safely navigate it, just in case.

For me they pulled TU/EX for every card I've apped == 3X

 

* substitute "Dollar" & remove comma

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (10/17/2019): FICO 08 EXP: 739; TU: 744; EQ: 749
2019 Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 4 of 10
Frequent Contributor

Re: chase cards

Would be a great username for a rebuilder.

Message 5 of 10
Valued Contributor

Re: chase cards


@James_A wrote:

Chase has like Six Million combinations*, Man. It's like a Big Valley of peril. One needs a Fall Guy to safely navigate it, just in case.

For me they pulled TU/EX for every card I've apped == 3X

 

* substitute "Dollar" & remove comma


ok that was really good, thank you!

 

over 12 apps over the past decade in socal, all approved with a single EX hit each time

Message 6 of 10
Valued Contributor

Re: chase cards

They HPed two both time I applied, but they also soft pulled the third bureau.

And I'm in NC - nearly everyone pulls EQ here (including/especially Chase).

Oct 2019


Garden goal: keep on keepin' on
Usually a faithful practitioner of AZE5or6or7; working on AZE1or2 and grumbling about it.
Message 7 of 10
Established Member

chase cards

are chase cards easy to get approved on ... what are the requirements besides the 5/24 rule

Message 8 of 10
Community Leader
Senior Contributor

Re: chase cards

Your oldest card should be a year or more old and your newest card should be at least three months old. Sapphire cards would require a longer history and thicker file than cards like the Freedom, Freedom Unlimited, or Amazon.

Message 9 of 10
Community Leader
Super Contributor

Re: chase cards


@leemajors wrote:

are chase cards easy to get approved on ... what are the requirements besides the 5/24 rule


Not necessarily. Have money and be prepared to sell your soulSmiley Wink

#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 10
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