chase question

[umut]

i opened chase checking and savings account todat so my question is  these two accounts are gonna help me to get approved for chase credit card

[afbar1114]

no they wont help at all 

[Anonymous]

absolutely not.  If you go to your local chase they might try to get you to apply but the accs won´t help you.

Last year I had little less than $3000 on my acc and they denied me for not having sufficient credit history.

They get money everytime they make you apply. .

[trumpet-205]

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@umut wrote:

i opened chase checking and savings account todat so my question is  these two accounts are gonna help me to get approved for chase credit card

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Nope. Deposit account does not help getting a credit card.

[Anonymous]

+1

[umut]

my friend she had 7000 dollars in her saving account and 2500 dollars in her checking account and one day she recieved freedom credit card without applying so thats why i asked i dont know how did happen

[trumpet-205]

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@umut wrote:

my friend she had 7000 dollars in her saving account and 2500 dollars in her checking account and one day she recieved freedom credit card without applying so thats why i asked i dont know how did happen

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You mean preapproval?

[webhopper]

I think it helps. Definately helped me on recon.

[Anonymous]

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@Anonymous wrote:

absolutely not.  If you go to your local chase they might try to get you to apply but the accs won´t help you.

Last year I had little less than $3000 on my acc and they denied me for not having sufficient credit history.

They get money everytime they make you apply. .

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That is completely false, they do not receive money if you simply apply, you have to be approved and use the card. It helps if you have a certain balance in the accounts and in certain borderline cases being an existing Chase customer with deposit accounts will help, ut it's not like if you have a 580 credit score it will help out.

[Revelate]

Chase and BOFA are both starting to reward customer loyalty, and that includes even basic checking accounts held for a while.  Both are reaching down further in the credit strata trying to attract more customers as well.

I'd plead for everyone on this forum to pay attention to trends, rather than simply quoting conventional wisdom that is so last decade.