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chase really??

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Anonymous
Not applicable

chase really??

My DW has perfect credit history, she has a citi forward $4000 amex blue $2000 AAOA 5.6 years thanks to some accounts reporting as AU.

 

She applied for chase slate and amex delta both instant approvals.

 

amex dont know the CL yet

 

chase slate $400 REALLY chase. thinking of cancelling the card.

 

Experian pulled for both card and fico score of $715

 

Message 1 of 46
45 REPLIES 45
afbar1114
Valued Contributor

Re: chase really??

wow i have far worse cards and aaoa and got 500
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 2 of 46
CS800
Super Contributor

Re: chase really??


@Anonymous wrote:

My DW has perfect credit history, she has a citi forward $4000 amex blue $2000 AAOA 5.6 years thanks to some accounts reporting as AU.

 

She applied for chase slate and amex delta both instant approvals.

 

amex dont know the CL yet

 

chase slate $400 REALLY chase. thinking of cancelling the card.

 

Experian pulled for both card and fico score of $715

 


May i ask where you got your EX FICO? FRom Chase or AMEX or both?




Message 3 of 46
webhopper
Moderator Emeritus

Re: chase really??

Have you tried calling the recon number? Some people have successfully reconned for higher limits.
FICO 8:
Goal: Gardening!
Message 4 of 46
pipeguy
Senior Contributor

Re: chase really??

$400 CL on a so called major prime card? I'd say thanks but no thanks.

Message 5 of 46
Anonymous
Not applicable

Re: chase really??

Wow I didnt know they gave slate cards so low
Message 6 of 46
tray
Valued Contributor

Re: chase really??


@webhopper wrote:
Have you tried calling the recon number? Some people have successfully reconned for higher limits.

+1 if I was in OP position I would call to see exactly why Chase came up with that creditlimit and reconsider giving a higher limit if this bank wants to see usage with this card.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 7 of 46
CS800
Super Contributor

Re: chase really??

My HSBC best buy MC has a CL of $300




Message 8 of 46
Anonymous
Not applicable

Re: chase really??

got approved for chase freedom thru recon with 500 Cl and .3 years revolving history

Message 9 of 46
CS800
Super Contributor

Re: chase really??


@Anonymous wrote:

got approved for chase freedom thru recon with 500 Cl and .3 years revolving history


did you mean 0.3 years of history or 3 years?




Message 10 of 46
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