chase really??

[CS800]

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@Anonymous wrote:
In 2006, I applied for a Discover which I got with a $5000 CL and Chase which I got with a $300 cl! Now I have 4 other prime cards from $7900-20,000 CL, but I still have that cute Chase card. I haven't used it in years...they won't cancel it. And I won't use it. I guess I don't pose much of a risk...

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Still at $300?

[Anonymous]

Yes! I've never requested a cli, but I thought I would have gotten one by now. I think it's time to cancel, don't you?

[CS800]

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@Anonymous wrote:
Yes! I've never requested a cli, but I thought I would have gotten one by now. I think it's time to cancel, don't you?

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D oyu charge on it or it's SD'ed?

[Anonymous]

It's sock drawered. I didnt even activate the new card I got after the other expired.

[CS800]

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@Anonymous wrote:
It's sock drawered. I didnt even activate the new card I got after the other expired.

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Be careful, they might CLD this card for no activity lol

[Anonymous]

HA! I'm feeling froggy...I'm going to call them. I will post my results...

[Scene]

Maybe she has too much credit for her income level. Have you tried calling Chase to ask for a CLI?

[Anonymous]

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@Scene wrote:

Maybe she has too much credit for her income level. Have you tried calling Chase to ask for a CLI?

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It's pretty unlikely that I will ever have too much credit for my income level. I just called. The basic csr said they could close, but he wanted me to use my points. So he added 100 points so I could have 1000 which equals $10 target gift card. How sweet. Then I got transferred to the specialist. She asked me why I wanted to cancel, when I told her....nothing....she said, "ok, keep us in mind next time you want a card.". That was laughable! I didn't ask for more because if they couldn't give me more than $5000 (my lowest CL) I wasn't interested. They were nice and cordial, but clearly not that interested in my business!

[CS800]

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@Anonymous wrote:

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@Scene wrote:

Maybe she has too much credit for her income level. Have you tried calling Chase to ask for a CLI?

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It's pretty unlikely that I will ever have too much credit for my income level. I just called. The basic csr said they could close, but he wanted me to use my points. So he added 100 points so I could have 1000 which equals $10 target gift card. How sweet. Then I got transferred to the specialist. She asked me why I wanted to cancel, when I told her....nothing....she said, "ok, keep us in mind next time you want a card.". That was laughable! I didn't ask for more because if they couldn't give me more than $5000 (my lowest CL) I wasn't interested. They were nice and cordial, but clearly not that interested in my business!

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So card gone?

[haulingthescoreup]

I've been with Chase since 2008, with a card that was originally a Border's VISA and then switched to a Freedom when Chase ended their store co-brands. During that time, I've rocketed from $2500 to $4500 via auto-CLI's. (I flat refuse to authorize a hard for a CLI. )

I use the card A LOT, impeccable history, prompt payments; they couldn't ask for more.

So now I use it for the 5% categories, and that's about it.

They can proclaim their new-found conservatism in extending credit --doesn't bother me a bit. But I can be choosy, too.

Interestingly, they gave me $20K on a new Southwest Airlines Rapid Rewards VISA. Go figure.