@Anonymous wrote:two years ago my checking account was closed due to small balance of 30 dollars i never reopened it being yound and careless... am i able to apply for credit card with them now or will that come back around and hurt me
When you say it had a balance of $30, do you mean a negative balance?
Gardening until September 2025
@Anonymous wrote:Yes, i wasnt using it actively so i was charged some type of fee, they sent a letter and the mail stating i owe 30 so they were closing account. This was about two years ago dont remember all the details.. sorry
What you should do is request your Chex Systems report, to see if that is reported, which might be an issue if you want to apply for credit or a checking account.
@Anonymous wrote:
@Anonymous wrote:you can go on there for 30 bucks???? woww i will check never though about that before. so banks check chex for credit apps
None has ever checked my ChexSystems report for a credit app. The only entries are from opening checking accounts.
Doesn't mean they didn't soft pull it like any other CRA 
. Not 100% sure, but makes sense to me.
As others have stated go and pay the $30 as it is such a trivial amount and increases your chances considerably. I know if someone paid me back $30 I would be more than likely to lend to them in the future
@CreditCuriousity wrote:
@Anonymous wrote:
@Anonymous wrote:you can go on there for 30 bucks???? woww i will check never though about that before. so banks check chex for credit apps
None has ever checked my ChexSystems report for a credit app. The only entries are from opening checking accounts.
Doesn't mean they didn't soft pull it like any other CRA
As others have stated go and pay the $30 as it is such a trivial amount and increases your chances considerably. I know if someone paid me back $30 I would be more than likely to lend to them in the future
I also have zero soft pulls.