citi is somethingelse

[umut]

I applied last week six card and got approved five of them and got declined from citi and reason was too many inquiries so I called for recon this morning 3 times I said good morning how are u mask she even didn't bother to say anything so ignoring and I talked to supervisor she said they can't change their decision what a helpfull people I ll never ever appply or make busineess with citi again

[navigatethis12]

Did you apply for Citi last, if so, five inquiries so close to the application isn't something lenders like to see. Every lender is different and just because they turned you down doesn't mean they are horrible or you shouldn't do business with them. I suggest waiting six months and trying again.

[umut]

Yes it was last application

[colinstu]

If you talk to credit companies like you do on here... no wonder why.

6 recent inqs is a lot, take a chill pill and have fun with your new cards. Give Citi another try in 6 months. 

[navigatethis12]

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@umut wrote:
Yes it was last application

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If someone came to you for money and you found out they also asked five other people for money before you, would you loan it to them?

[Eightiron]

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@navigatethis12 wrote:

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@umut wrote:
Yes it was last application

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If someone came to you for money and you found out they also asked five other people for money before you, would you loan it to them?

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If they had the funds to easily repay me, I would.  But hey, I'm just the devil's advocate, what do I know?

[umut]

I guess all deplores works for citi here

[subsnao]

That's a pretty harsh statement... A Mod needs to lock this thread before it gets out of hand with the flaming.

[azguy13]

Definitely wait at least 6 months. I love Citi for the most part and have never had an issue with them. You just have to be responsible. At least it will give you something to look forward to. 

I would have said the same thing if I saw 5 INQs so close to app'ing

[azguy13]

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@subsnao wrote:

That's a pretty harsh statement... A Mod needs to lock this thread before it gets out of hand with the flaming.

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It is not out of hand by any means but I do agree that personal attacks are not warranted.