cli walmart

[Anonymous]

When you request cli , do they  hard pull or soft ?

[Creditaddict]

---

@Anonymous wrote:

When you request cli , do they  hard pull or soft ?

---

soft, you can hit the luv button online, it just asks income then will pop back instantly... I say the first one will either be auto or available after 6 months... then in future, I believe every 4

[Anonymous]

---

@Creditaddict wrote:

---

@Anonymous wrote:

When you request cli , do they  hard pull or soft ?

---

soft, you can hit the luv button online, it just asks income then will pop back instantly... I say the first one will either be auto or available after 6 months... then in future, I believe every 4

---

I believe you dont have to wait for six months to get the first CLI. GEMB follows the 4-month-CLI thingy right from the account opening, dont you think so?

[tray]

I have a walmart credit card and for me it was 5 months for my 1st cli and the reason being on the 4th month for some odd reason walmart did not generate a statement for me because I had a 0 balance at that time and that is when you should get your 1st cli, after your 4th statement cuts.  It seems for me I have to carry a balance every month with my walmart card in order to have a statement to get a cli every 4 months does this seem right, does anyone else have to go through this.  This information will help the OP who is inquiring about the cli's.

[Anonymous]

---

@tray wrote:

I have a walmart credit card and for me it was 5 months for my 1st cli and the reason being on the 4th month for some odd reason walmart did not generate a statement for me because I had a 0 balance at that time and that is when you should get your 1st cli, after your 4th statement cuts.  It seems for me I have to carry a balance every month with my walmart card in order to have a statement to get a cli every 4 months does this seem right, does anyone else have to go through this.  This information will help the OP who is inquiring about the cli's.

---

Man, I have a weirder story to tell regarding CLIs..I got my first one a little before the second statement (auto-cli) and they bumped me from $150 to $1100. I was using it very heavily and paid it in full at one of those walmart ATMs right after each shopping spree.