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Anonymous
Not applicable

cli?

Can you be approved for a cli on one card and be denied on another card even if its from the same lender? I was deniēd for a cli for my amazon card, not sure if i should bother requesting one for my walmart card.

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Anonymous
Not applicable

Re: cli?


@Anonymous wrote:

Can you be approved for a cli on one card and be denied on another card even if its from the same lender? I was deniēd for a cli for my amazon card, not sure if i should bother requesting one for my walmart card.


While I don't know about whether it's possible in your specific case,  you certainly can get a CLI on a card after being denied for one on another card fromthe same lender.  CLI decisions are often based on your existing limit, balance and usage of that particular card so obviously that can vary quite a bit between cards.  With Synchrony, it can't hurt to ask, so go ahead and try.  Good luck

Message 2 of 4
AverageJoesCredit
Legendary Contributor

Re: cli?

Yes its possible. For me at times, getting a cli on Amazon was more difficult then Walmart or easier on Amazon than Marvel. Sometimes, its believed if you get a card from a certain lender you'll also get another from same lender but we need to tealize each card is different in their underwriting. Ahh i digressSmiley Wink

Some people have gotten rejected pushing the luv button and 5 minutes later get approved with a phone callSmiley Wink. I should know , ive done it lolSmiley Happy
Message 3 of 4
CreditMagic7
Mega Contributor

Re: cli?

They CAN and do sometimes raise one and refuse the other, but remember it's just a SP so won't have any bearing on counting to your INQ's.

 

If no joy this time around just keep your usage/payments moving with them but especially do whatever you can to raise your TU FICO Score.

 

They watch that like a hawk and will usually respond favorably to improvements on it.

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