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close and re-app?

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revvystoke
Frequent Contributor
‎02-09-2015 11:31 AM
‎02-09-2015 11:31 AM

close and re-app?

Closed an extra alaska airlines card this weekend in anticipation of applying for a slate card to BT my tax bill to, but ended up pif'ing it and so now my sig line feels empty. I think my credit profile could swing another card. Is the wells fargo amex card any good? Or should it be closed after the 6mos intro?

AkAir $50k | Marriott $65k | Local CU $8k
TU: 770 / EQ: 748 / EX: 769
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js0319
Established Contributor
‎02-09-2015 11:34 AM
‎02-09-2015 11:34 AM

Re: close and re-app?

It depends of what you're looking for in a card. I don't really see any benefit in any WF cards. Are you looking for cash back, rewards, travel benefits?

AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
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revvystoke
Frequent Contributor
‎02-09-2015 11:38 AM
‎02-09-2015 11:38 AM

Re: close and re-app?

Would be nice to have a solid cash back card, I have a fidelity but it is through FIA and I don't want to ask for more credit from them with a AAOA of only 2 years.

AkAir $50k | Marriott $65k | Local CU $8k
TU: 770 / EQ: 748 / EX: 769
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js0319
Established Contributor
‎02-09-2015 11:41 AM
‎02-09-2015 11:41 AM

Re: close and re-app?

There's Citi Double Cash and Cap1 QS. There's also Sallie Mae that gives 5x for certain categories. Discover also has rotating cash back categories, if that's your thing.

AMEX PRG - NPSL I AMEX Everyday Preferred - $34.8k I Capital One Venture - $20k I Chase Sapphire Preferred - $25.5k I Chase Southwest Rapid Rewards Premier - $20.7k I Barclay Arrival + - $10k I Capital One Quicksilver - $10k I NFCU Flagship Rewards Visa Signature - $15k I NASA FCU - $10k I Texell FCU Visa - $5k I Chase Freedom - $9.9k I Citi Double Cash - $7.8k I Discover IT - $5k I NFCU CLOC - $15k I Total Unsecured Credit - $188,700

EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
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revvystoke
Frequent Contributor
‎02-09-2015 12:47 PM
‎02-09-2015 12:47 PM

Re: close and re-app?

I don't like cap1, I will look into citi after I close my FIA card thanks.

AkAir $50k | Marriott $65k | Local CU $8k
TU: 770 / EQ: 748 / EX: 769
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