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@afbar1114 wrote:
i plan on closing FP this week. i need to close it before state ment cuts because they charge $7 when it cuts
Glad to hear! Always a good thing to ditch the super-sub-prime like FP.
Close it! Close it!
This will only help your file when applying for AMEX.
@afbar1114 wrote:
i plan on closing FP this week. i need to close it before state ment cuts because they charge $7 when it cuts
Congrats!! Feels good to finally kick them to the curb!
LS, long time no see. Where have you been hiding? Haha.
@afbar1114 wrote:
my utl will be hurt bit in short term.but will closing my oldest cc hurt
It'll stay on your reports for up to 10 years, so it won't hurt you at all in the short term. By the time it drops off your credit reports, you'll have 10+ years of history on your current cards anyway.
In other words, you're really not going to lose anything except an unnecessary monthly fee.