I never wanted more than 2-3 credit cards, but now that my dream card is now available I am considering on applying.
So I was thinking, should I close my Cap1 QS card, which I only opened for the no FTF, and replace it with the Diners club card premier. Honestly, speaking to date I have not had any problems with Cap 1. Positive feed back would be much appreciated!
@lg8302ch wrote:I would simply add my "dreamcard" and keep Cap1 QS as it has no AF ....1 more card should not be too hard to handle ?
+1 No need to close the QS at all. You can just leave it in the SD and let it age to help your AAoAs.
;I agree with both reponses, but if I was to so happen to receive the DCC, I would see no reason at all in using my Cap 1. And depending on credit issuer, if there is no activity on a card for 1-2 years they tend to close acct. On the flip side, I am thinking, what if after opening the DCC I hate the card, I could always fall back on Cap QS.
You could also just toss something like a monthly Netflix subscription (if you have it) onto your cap1 and turn on autopay, and voila, activity 
@L-TWT wrote:I agree with both reponses, but if I was to so happen to receive the DCC, I would see no reason at all in using my Cap 1. And depending on credit issuer, if there is no activity on a card for 1-2 years they tend to close acct. On the flip side, I am thinking, what if after opening the DCC I hate the card, I could always fall back on Cap QS.
There are certain features of the QS i like. the one thing i like as soon as transaction posts you can transfer immediately you don't have to wait for statement to post or anything like that. The question i would have if you are going to cut one card it would be either QS or Citi DC i don't find it neccessary to have both cards.
@mongstradamus wrote:
@L-TWT wrote:I agree with both reponses, but if I was to so happen to receive the DCC, I would see no reason at all in using my Cap 1. And depending on credit issuer, if there is no activity on a card for 1-2 years they tend to close acct. On the flip side, I am thinking, what if after opening the DCC I hate the card, I could always fall back on Cap QS.
There are certain features of the QS i like. the one thing i like as soon as transaction posts you can transfer immediately you don't have to wait for statement to post or anything like that. The question i would have if you are going to cut one card it would be either QS or Citi DC i don't find it neccessary to have both cards.
My Citi DC is not going any where! 
Its my oldest trade line.
And your right, i luv the no hassle reward redemption from Cap 1.
@L-TWT wrote:
@mongstradamus wrote:
@L-TWT wrote:I agree with both reponses, but if I was to so happen to receive the DCC, I would see no reason at all in using my Cap 1. And depending on credit issuer, if there is no activity on a card for 1-2 years they tend to close acct. On the flip side, I am thinking, what if after opening the DCC I hate the card, I could always fall back on Cap QS.
There are certain features of the QS i like. the one thing i like as soon as transaction posts you can transfer immediately you don't have to wait for statement to post or anything like that. The question i would have if you are going to cut one card it would be either QS or Citi DC i don't find it neccessary to have both cards.
My Citi DC is not going any where!
Its my oldest trade line.
And your right, i luv the no hassle reward redemption from Cap 1.
In that case keep DC and QS since they are no AF and add diners club that is what i would do :-) i am intrigued by diners club they have many travel partners, but i think i want to add an MR card first :-)
@mongstradamus wrote:
@L-TWT wrote:
@mongstradamus wrote:
@L-TWT wrote:I agree with both reponses, but if I was to so happen to receive the DCC, I would see no reason at all in using my Cap 1. And depending on credit issuer, if there is no activity on a card for 1-2 years they tend to close acct. On the flip side, I am thinking, what if after opening the DCC I hate the card, I could always fall back on Cap QS.
There are certain features of the QS i like. the one thing i like as soon as transaction posts you can transfer immediately you don't have to wait for statement to post or anything like that. The question i would have if you are going to cut one card it would be either QS or Citi DC i don't find it neccessary to have both cards.
My Citi DC is not going any where!
Its my oldest trade line.
And your right, i luv the no hassle reward redemption from Cap 1.
In that case keep DC and QS since they are no AF and add diners club that is what i would do :-) i am intrigued by diners club they have many travel partners, but i think i want to add an MR card first :-)
Thx 4 feedback, your trend of thought is where I leaning, I just hate having HP inquires on my CC, i'm like most banks!