EQ score was 676, just went to 670.
i have cards that just updated to 92%, 48%, 37%, and 37% utilization. i have several others at 0 balance, overall utilization is 40%.
i will start to to pay it down shortly. i started a second job, but won't get paid for awhile due to training that is required before they put me on the pay roll. good news is the training will be paid time and they'll owe me 2k before i work my first actual shift.
prior to these balances reporting the credit useage was the 3rd reason hurting me, seeking credit was 4. this time useage is still 3 and a consumer finance account was 4, but the number of inq's were the same. no the cfa is not new, so i'm perplexed as to why the inq's are hurting less or why the cfa that has long since been paid is hurting me more?
