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hey guys, let me ask your opinions, I have 7 accounts, AAoA is at 6 years 10 months I think, scores at 750+/- accross the board, I have 2 HP on TU 1 over a year old, 1 5 months old, both from BOA.
3 on EX, 1 is almost 18 months old, 1 is almost a year old and 1 last month (amex platinum) 1 on EQ. almost a year old.
I want to go on a bit of a spree, I want CSP, INK and maybe arrival + WEMC.
what is your opinion on the HP's do I have to many? will it scare off and possibly decline me due to them? what is considered too many HP's? I think barclay pulls TU from what I gather on here and not sure what chase pulls I imagine EX.
@slap_happy wrote:hey guys, let me ask your opinions, I have 7 accounts, AAoA is at 6 years 10 months I think, scores at 750+/- accross the board, I have 2 HP on TU 1 over a year old, 1 5 months old, both from BOA.
3 on EX, 1 is almost 18 months old, 1 is almost a year old and 1 last month (amex platinum) 1 on EQ. almost a year old.
I want to go on a bit of a spree, I want CSP, INK and maybe arrival + WEMC.
what is your opinion on the HP's do I have to many? will it scare off and possibly decline me due to them? what is considered too many HP's? I think barclay pulls TU from what I gather on here and not sure what chase pulls I imagine EX.
I think your in great shape score and inqs wise. Chase usually pulls Ex sometimes a second, that one seems to usually be TU
Barclays most of the tme pulls TU. GL
I have gotten approved with 27 and 28 for the CSP and Marriott premier card on my ex report. Chase if they did pull a 2nd it would be eq for me since I have no inqs from chase on my TU
@B335is wrote:
No you're fine. Chase will probably pull EX and possibly another. Barclays will pull TU. Chase approved me with many more hp's (over 25)
+1
@slap_happy wrote:
Wow, you guys have 20 plus and I'm worried about 4 or 5lol, so let me ask, what would then be considered too manyhp's? I mean if you guys are getting approved with 20 plus
ironically 20+