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credit card utilization

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Anonymous
Not applicable

Re: credit card utilization

Hey I love coconut oil!!!!  I'm in!!!
Message 31 of 42
haulingthescoreup
Moderator Emerita

Re: credit card utilization

Ummm... did we ever thrash through the original question? 1-9% on each card/ overall/ both?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 32 of 42
Anonymous
Not applicable

Re: credit card utilization



haulingthescoreup wrote:
Ummm... did we ever thrash through the original question? 1-9% on each card/ overall/ both?

there you go stirring it up again, and they were getting back to friendly terms.
 
i think it came down to depends on which fico bucket your in.
Message 33 of 42
fused
Moderator Emeritus

Re: credit card utilization

Yeah, jUSt lOOk aT us Mods ThREad JackIng!Smiley Very Happy
Message 34 of 42
Anonymous
Not applicable

Re: credit card utilization

I'm putting $ down on Brammy

UTl to baby Oil LOL
Message 35 of 42
haulingthescoreup
Moderator Emerita

Re: credit card utilization


Timothy wrote: I'm putting $ down on Brammy UTl to baby Oil LOL
Util Oil! What all good mods use to help them slither out of answering awkward questions!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 36 of 42
Anonymous
Not applicable

Re: credit card utilization

Hey Hauling, I'm still on my UTL mission and am on pins and needles for the next week to see how this improves my score before I pull again.
 
3/5 cc's already reported $0 bal so just waiting on the other 2. I'll post after I pull my scores. May have a bit of a drop due to new Hooters card but now that I know how to play the game hope that I am going to be in the 700 club very soon !
Message 37 of 42
haulingthescoreup
Moderator Emerita

Re: credit card utilization

I would cross my fingers again, but that makes working pretty tough! --good luck! Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 38 of 42
Anonymous
Not applicable

Re: credit card utilization

You guys are waiting for accounts to post zero balances because you don't want to see that generic "too many accounts with balances" reasoning by monitoring systems, I'm assuming, am I right?
Message 39 of 42
haulingthescoreup
Moderator Emerita

Re: credit card utilization

Yes, TU hits that for even one more than half open accounts, including mortgages, etc. Stupid. (not you! TU! Smiley Very Happy )

I don't know how touchy the others are. I don't usually get that from EQ and EX.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 40 of 42
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