@Anonymous wrote:hello, i just checked my account and i saw that my annual fee just posted $95.
anyway i can get it waived?
i dont mind paying it, but it would be nice if i can get it waived.
You can call in and say you are considering closing the card and see if you can get a retention offer. No harm in doing this. I have not heard of chase outright waiving the AF on this card If they say there are no offers then you do not need to close the card right then and just say you want to think about it. Then you can assess if its worth it for you to pay the AF. An alternative if there is no retention offer may be to downgrade to the CS which is no AF. You would not be able to transfer your points to travel partners (so if you have a redemption to make to travel you may not want to do this or you will want to transfer to a travel partner before downgrading, unless you have another transfer card like the ink cards) with the CS there are fewer benefits.
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It never hurts to try but be careful in what you say to the CSR since they might get trigger happy and go and close your account and not think twice about it. I don't think I've seen a lot of people get the CSP waived but it never hurts to ask. If you're not making full use of the card, maybe downgrade to regular Sapphire or PC to Freedom?
EDIT: derp, you have Freedom already, maybe you can PC to Slate and get the awesome sauce FICO dashboard?
Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500
@heyarrnold wrote:You can try. I've always been able to waive my AF's or receive miles equal to the AF on all of my cards except for the CSP. My AF also hit this month, but I downgraded the account to the Freedom. No retention offer available. I had no use for the CSP anymore, and I didn't see the point in paying the annual fee.
Yes if you don't already have a freedom then downgrading to the freedom may be a better option than to CS. I had a freedom already so I elected to use the CS for restaurant spend.
@Callandra wrote:It never hurts to try but be careful in what you say to the CSR since they might get trigger happy and go and close your account and not think twice about it. I don't think I've seen a lot of people get the CSP waived but it never hurts to ask. If you're not making full use of the card, maybe downgrade to regular Sapphire or PC to Freedom?
EDIT: derp, you have Freedom already, maybe you can PC to Slate and get the awesome sauce FICO dashboard?
I would be careful about downgrading to the slate. You never know if in the future if you may need a 0% apr card, so its best to keep the option to pick up those cards for their 0% apr offers available for the future. Since you have the freedom then I would recommend the CS if you decide to downgrade. Don't worry too much about the reps getting trigger happy and closing the account. You just need to be clear that you are considering closing the account, but wanted to know if there any offers on the account first. Then if the answer is no you can ask them about PCing the card. I wouldn't mention the PC option until they tell you if there is an offer or not. If you do get an offer and you are not sure if you want it don't feel pressured. Just say you need to think about it and then take some time to do the math to see if you want it or want to take an alternative route. If you do decide to close the card see about moving your credit line over to another card first.
