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Anonymous
Not applicable
‎08-06-2014 05:30 PM
‎08-06-2014 05:30 PM

csp

What's the general consensus on how hard the sapphire pref from chase is?

My reports are good but have some debts I'm paying on that have lowered my equifax scores to around 715. Looks like tu was my highest at 730 last I checked.

I'm thinking my scores may not be quite high enough.
Message 1 of 12
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11 REPLIES 11
mongstradamus
Super Contributor
‎08-06-2014 05:32 PM
‎08-06-2014 05:32 PM

Re: csp

@purebulldogs500 wrote:
What's the general consensus on how hard the sapphire pref from chase is?

My reports are good but have some debts I'm paying on that have lowered my equifax scores to around 715. Looks like tu was my highest at 730 last I checked.

I'm thinking my scores may not be quite high enough.

i have heard you need to have cards with CL over 5k , for me i didn't have to. Maybe get your util below 30% you could be in good shape. Other factors like Hp come into play. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 12
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jamesdwi
Valued Contributor
‎08-06-2014 05:33 PM
‎08-06-2014 05:33 PM

Re: csp

those scores are high enough, but they like you to have experience with a card or two that has a 5k or larger CL. Income helps. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 3 of 12
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Anonymous
Not applicable
‎08-06-2014 05:36 PM
‎08-06-2014 05:36 PM

Re: csp

I may try for one of their easier cards to get and build with that. Sounds like freedom or amazon may be a little easier. My utilization may make it hard to get the 5k approval
Message 4 of 12
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jamesdwi
Valued Contributor
‎08-06-2014 05:40 PM
‎08-06-2014 05:40 PM

Re: csp

@purebulldogs500 wrote:
I may try for one of their easier cards to get and build with that. Sounds like freedom or amazon may be a little easier. My utilization may make it hard to get the 5k approval

go for freedom, the amazon card isn't that great and the $60 gift card thing is a joke. 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 5 of 12
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mongstradamus
Super Contributor
‎08-06-2014 05:43 PM
‎08-06-2014 05:43 PM

Re: csp

Freedom would be an good choice so you can start storing up some UR points to transfer to CSP when you eventually get it



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 12
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Closingracer99
Valued Contributor
‎08-06-2014 06:58 PM
‎08-06-2014 06:58 PM

Re: csp

@jamesdwi wrote:
@purebulldogs500 wrote:
I may try for one of their easier cards to get and build with that. Sounds like freedom or amazon may be a little easier. My utilization may make it hard to get the 5k approval

go for freedom, the amazon card isn't that great and the $60 gift card thing is a joke. 

 

 

You get $60 now? I got 30 when i signed up for it.... Honestly just go both and see what happens Amazon visa got my foot through the door with Chase with CC's.


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 7 of 12
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Anonymous
Not applicable
‎08-06-2014 07:11 PM
‎08-06-2014 07:11 PM

Re: csp

I tried freedom but got the message they would notify me so probably didn't get it. We shall see.
Message 8 of 12
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j_casteel
Valued Contributor
‎08-06-2014 10:53 PM
‎08-06-2014 10:53 PM

Re: csp

@purebulldogs500 wrote:
What's the general consensus on how hard the sapphire pref from chase is?

My reports are good but have some debts I'm paying on that have lowered my equifax scores to around 715. Looks like tu was my highest at 730 last I checked.

I'm thinking my scores may not be quite high enough.

I think most would agree the card is fairly hard.

 

It is metal afterall.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 12
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Chaselover
Frequent Contributor
‎08-07-2014 03:12 AM
‎08-07-2014 03:12 AM

Re: csp

@j_casteel wrote:
@purebulldogs500 wrote:
What's the general consensus on how hard the sapphire pref from chase is?

My reports are good but have some debts I'm paying on that have lowered my equifax scores to around 715. Looks like tu was my highest at 730 last I checked.

I'm thinking my scores may not be quite high enough.

I think most would agree the card is fairly hard.

 

It is metal afterall.

Lol Smiley Very Happy


In a committed relationship with Chase from 12/2012.
Age: 26, Income: $59,240/-, Current score: TU from CK: 750/A (12/24/14), TU Vantage score from CK: 775/C (12/24/14), Experian from Creditsesame: 717, Equifax from myfico: 724, Overall Util: 1% (12/24/14), Total credit limits: $62,150, In the garden from 12/19/2014, AAoA : 7 months, Oldest account: 8 months, Newest account: 1 week, HP: 18.
Message 10 of 12
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