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[Anonymous]

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[marty56]

The your total available credit would be reduced less then 5% which I dont think would have too much of an efefct on your FICO.  If the account is your oldest, it could inpact your score if the card say was 5 years old and all your other accounts are new.

If not, I would close that POS.

[marty56]

You should also show some activity on your other accounts.  PIF each month of course 

[MidnightVoice]

Close it.  It will stay on your report for 10 years and contribute to average age that way

[Anonymous]

Won'[t hurt your score at all.  It will not immediately drop off.  I would definitely have a nicve burial service for that one.

[fused]

Ouch! Ugly fees! Don't close that card, burn it! lol JK!

[Anonymous]

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[Anonymous]

atb, close the card, but make darn sure there is $0.00 balance on the cc when you close it.

I too had a card with such ridiculous fees, and closed it 2 months ago. It was hard for me to, as it was my first cc, and was contributing to the ave. age of the cc's.

But glad I did. And you will be too!

[pattycake]

That sounds like a Credit One Bank account. Great rebuilder card, but not meant for long-term use! I closed mine a couple of years ago, as it was just too expensive, and I no longer needed it.

See if your other CCC's will give you CLIs to make up for the $250 loss in credit, but only if they don't do a hard pull on you.

Good luck!!!

[Anonymous]

Close city,  anyone charging you that many fee's with that low of a credit limit w/o any rewards deserves to go into the trash.

Close it up and save the money.