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for How long Amex hard pull valid?

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Anonymous
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for How long Amex hard pull valid?

I would like to give it a shot with Amex, Thinking for applying for Amex student first then try the Blue after in case i got denied.

I have EQ 730 , not sure about EX. I wanna get a new card

so how long the hard pull from amex will last for multiple apply?
also if amex blocked the way, which credit i can instantly?



appreciate any answer.
Message 1 of 8
7 REPLIES 7
Anonymous
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Re: for How long Amex hard pull valid?



mindbot7 wrote:
I would like to give it a shot with Amex, Thinking for applying for Amex student first then try the Blue after in case i got denied.

I have EQ 730 , not sure about EX. I wanna get a new card

so how long the hard pull from amex will last for multiple apply?
also if amex blocked the way, which credit i can instantly?



appreciate any answer.


Amex will pull EX, so your EQ score does not matter to them.  Amex pulls are good for the same day only.  If you apply just one day later, they will pull again.
 
I don't understand the second question.  Could you perhaps rephrase it?
 
Message 2 of 8
Anonymous
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Re: for How long Amex hard pull valid?

Thanks cheddar for a quick reply,

I was asking, if i was not able to get the Amex, Which instant approval prime card i can get?
Message 3 of 8
Anonymous
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Re: for How long Amex hard pull valid?



mindbot7 wrote:
Thanks cheddar for a quick reply,

I was asking, if i was not able to get the Amex, Which instant approval prime card i can get?

There are many, many issuers that offer instant approval.  In fact, just about every prime card you can apply for these days has the possibility of instant approval.
 
The question of which one you should apply for depends on your scores, reports, baddies, inquiries, utilization, etc., and most importantly, what features you are looking for in a credit card.
Message 4 of 8
Anonymous
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Re: for How long Amex hard pull valid?

Yeah, you right.

but usually it`s an instant approval in 30-60 days. Smiley Happy
Message 5 of 8
Anonymous
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Re: for How long Amex hard pull valid?



mindbot7 wrote:
Yeah, you right.

but usually it`s an instant approval in 30-60 days. Smiley Happy

Yes, sometimes.  This is entirely YMMV.
 
BofA, for example, usually gives a "30 day" message, but I got instant approval online.  Same with WaMu.

 
Message 6 of 8
Anonymous
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Re: for How long Amex hard pull valid?

With low to mid 600s I rec'd instant approvals from Cap1 and Discover More.
 
With even lower scores I rec'd instants from Amex and Juni.
 
 
Message 7 of 8
Anonymous
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Re: for How long Amex hard pull valid?

Skip the Sudent card app- go straight to Blue

mindbot7 wrote:
I would like to give it a shot with Amex, Thinking for applying for Amex student first then try the Blue after in case i got denied.

I have EQ 730 , not sure about EX. I wanna get a new card

so how long the hard pull from amex will last for multiple apply?
also if amex blocked the way, which credit i can instantly?



appreciate any answer.


Message 8 of 8
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