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got the chase amazon - may want to close

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Anonymous
Not applicable

got the chase amazon - may want to close

so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!
Message 1 of 37
36 REPLIES 36
Anonymous
Not applicable

Re: got the chase amazon - may want to close


@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!

I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/

Message 2 of 37
SOGGIE
Valued Contributor

Re: got the chase amazon - may want to close


@Anonymous wrote:

@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!

I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/


OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 3 of 37
Anonymous
Not applicable

Re: got the chase amazon - may want to close


@SOGGIE wrote:

@Anonymous wrote:

@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!

I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/


OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?


Didn't need it. Not a big Amazon shopper. And I don't usually have many HPs in a given year. Just this year I went on an app spree.

Message 4 of 37
taxi818
Super Contributor

Re: got the chase amazon - may want to close


@SOGGIE wrote:

@Anonymous wrote:

@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!

I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/


OMGeee! You took a HP for a $30-discount essentally. Why not keep the card, if I might ask?


lol. I can't blame him. or her. $30 spot is a $30 spot. lmao. Smiley Very Happy

Message 5 of 37
Anonymous
Not applicable

Re: got the chase amazon - may want to close


@Anonymous wrote:

@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!

I applied for the chase amazon card one day because amazon offered $30 off my order if approved. Gave me a CL of $500 as well. I closed it a month later. Just wanted the $30 off :/


You missed out. The Chase Amazon has been known to offer up to $70 off. Smiley Wink

Message 6 of 37
kdm31091
Super Contributor

Re: got the chase amazon - may want to close


@Anonymous wrote:
so i got intoxicated and got the amazon store card ($3,500) and the chase amazon ($500) and the sallie mae ($2,500). essentially the amazon store and sallie offer better rewards than the chase amazon so i don't think i will use the amazon chase card.
even though i eat out often i will use my NFCU cashRewards for 1.5% cash back so i am thinking of closing my chase amazon, putting the limit to my chase freedom and saying bye bye
got all three (amazon store, chase amazon and SM in june this year)
what do you guys think of this?

i feel the chase amazon is bringing me down with that low limit. those NOT ON MOBILE PLEASE ASK ME FOR MY CARD LIMITS SO YOU CAN SEE Smiley Happy

thanks!

Chase Amazon is not very exciting and you will have very little use for it with your Sallie (although as I say over and over I expect Sallie to be nerfed sooner or later especially the Amazon part).

 

Moving the limit to your Freedom makes sense, but since it is only a 500 limit you will need to keep your Amazon Visa inactive for 30 days I believe (no transactions, zero balance). Chase lets you move a limit and you have to leave 500 behind if there is any activity on the account; since your limit is only 500, I assume you need to wait the 30 days and have no activity.

Message 7 of 37
Anonymous
Not applicable

Re: got the chase amazon - may want to close

i haven't touched it since i got it over a month ago. idc if the amazon part of sallie is nerfed since i have an amazon store card...
Message 8 of 37
CreditCuriosity
Moderator Emeritus

Re: got the chase amazon - may want to close

Books are capped at 750$ a month, I really doubt they will nerf the SM  unless Amazon or Sync starts complaining)competition), they are by no means losing their arse off a 750 cap that alot of people don't cap each month nor do alot of people even know about the SM card as it isnt advertised..  It will be awhie, if at all..

 

 

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 9 of 37
Anonymous
Not applicable

Re: got the chase amazon - may want to close

i am with you. they won't nerf a profitable card that isn't abused. the venture... that'll go before the SM. or the limits will quit being $10-$20k starting limit lol. just saying
Message 10 of 37
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